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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65248 reviews)

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4.94

Based on 65,248 reviews, last reviewed 25th Jul 2025

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good card more helpful and good customer service Good card more helpful and good customer service Reviewed on: 25th July 2025

Latest lowest rating:

1

Poor customer service Paid off my loan early well over a month ago. Still showing as a debt on my credit report. Inaccurate payment details shown on credit report too. Made... Read more Reviewed on: 4th May 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65248)

I was in need for money to sort out a project Zopa c...

I was in need for money to sort out a project Zopa came in very handy thanks Reviewed on: 4th March 2024

Application was easy, hassle free, the app is great...

Application was easy, hassle free, the app is great with financial advice, apr not to bad either, had a fair few loans over the years, zopa is by far the best, transparent and easy to manage Reviewed on: 4th March 2024

Easy application process, quick response, good custo...

Easy application process, quick response, good customer service. Reviewed on: 4th March 2024

Easy application process.

Easy application process. Clear and precise information about rates and monthly costs. Quick money transfer Reviewed on: 4th March 2024

Seam free transaction from start to finish with full...

Seam free transaction from start to finish with full explanation without the technical jargon Reviewed on: 4th March 2024

They made it easy and quick to get a loan and explai...

They made it easy and quick to get a loan and explained everything to me Reviewed on: 4th March 2024

They were really friendly and the website easy to use.

They were really friendly and the website easy to use. There was plenty of time before making a final decision really happy with the laon Reviewed on: 4th March 2024

Quick process and no waiting for an answer, what the...

Quick process and no waiting for an answer, what they advised and when it would happen it did and the follow up to ensure everything was fine was fantastic Reviewed on: 4th March 2024

Easy to apply and money is received quickly, easy ap...

Easy to apply and money is received quickly, easy application Reviewed on: 4th March 2024

Always very helpful and obliging quick and fast turn...

Always very helpful and obliging quick and fast turnaround Reviewed on: 4th March 2024

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