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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65248 reviews)

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4.94

Based on 65,248 reviews, last reviewed 25th Jul 2025

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good card more helpful and good customer service Good card more helpful and good customer service Reviewed on: 25th July 2025

Latest lowest rating:

1

Poor customer service Paid off my loan early well over a month ago. Still showing as a debt on my credit report. Inaccurate payment details shown on credit report too. Made... Read more Reviewed on: 4th May 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65248)

They gave me a chance

They gave me a chance when no-one else would and I proved I could do it and never missed a payment so next loan was at a better rate Reviewed on: 4th March 2024

Easy to navigate site

Easy to navigate site , quick decision making very straightforward process . Reviewed on: 4th March 2024

Zopa loans

Cheapest loan rate available , applied and was in my bank account within 20 minutes Reviewed on: 4th March 2024

I have used personal loans

I have used .Zopa for the last few years for varying big jobs around the house since I moved. I find that they are very helpful Reviewed on: 4th March 2024

Great services

Quick decision, quality service and competitive rates Reviewed on: 4th March 2024

I trust Zopa

Fast and easy process, I trust Zopa with my money and have not had any adverse experiences with them Reviewed on: 4th March 2024

Quick and easy.

Quick and easy. I did not need support and it was a very straight forward process to get the loan. Reviewed on: 4th March 2024

Easy to do business with

I find the. Really easy to do business with, very open and direct supporting g your needs. Reviewed on: 4th March 2024

I've never had a issue with them, the app is easy to...

I've never had a issue with them, the app is easy to use Reviewed on: 4th March 2024

Excellent service.

Excellent service. Fair and transparent Reviewed on: 4th March 2024

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