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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65250 reviews)

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4.94

Based on 65,250 reviews, last reviewed 5th Sep 2025

100% decrease in 5 star reviews

in the past 90 days

80% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Quick and easy to apply with good app. Quick and easy to apply with good app. Showed me my chances of been accepted and payment into my bank was quick and simple. Can manage payments in the... Read more Reviewed on: 5th September 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65250)

I've never had a issue with them, the app is easy to...

I've never had a issue with them, the app is easy to use Reviewed on: 4th March 2024

Excellent service.

Excellent service. Fair and transparent Reviewed on: 4th March 2024

Quick process money ready immediately careful repaym...

Quick process money ready immediately careful repayment plans. Reviewed on: 4th March 2024

I applied for a personal loan from Zopa which was ha...

I applied for a personal loan from Zopa which was handled very efficiently by their team. The staff were very polite and helpful with my application. Reviewed on: 4th March 2024

Baileynan

Easy to apply straightforward quick to tranfer funds Reviewed on: 4th March 2024

Easy and simple set up

Easiest set up of loan. It didn’t take long to process and the money was in my account very quickly. Reviewed on: 4th March 2024

Excellent Service

Lots of information given when required, Email reminders reference date of upcoming payments are a handy tool, Internet banking plus the App are easy to use. Reviewed on: 4th March 2024

Does exactly what it says on the bottle..

Does exactly what it says on the bottle Reviewed on: 4th March 2024

Easy to get a loan as I have used Zopa previously.

Easy to get a loan as I have used Zopa previously. There is no pressure to take out a loan and loans that are given are based on your affordability. I believe they are one of the more honest companies. Reviewed on: 4th March 2024

Applied and within 30mns the money was in my bank, p...

Applied and within 30mns the money was in my bank, prompt , forms to fill in basic, i would recommend friends and family, , reliable people, also reminders when taking the monies out for next direct debit. Reviewed on: 4th March 2024

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