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Zopa: Personal loan reviews

4.94
Based on 65,250 reviews, last reviewed 5th Sep 2025
100% decrease in 5 star reviews
in the past 90 days
80% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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0%

Latest highest rating:

5

Quick and easy to apply with good app. Quick and easy to apply with good app. Showed me my chances of been accepted and payment into my bank was quick and simple. Can manage payments in the... Read more Reviewed on: 5th September 2025
Mark W's avatar
Mark W

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025
Laura J's avatar
Laura J

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

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Zopa Personal loan reviews (65250)

always found it an easy process.

5
always found it an easy process. App is great and oldie friendly, not over complicated Reviewed on: 4th March 2024

So easy to do

5
I completed the on line from which was so easy to then a few days ring customer service answered a few questions and that was it. Reviewed on: 4th March 2024

Very easy to deal with.

5
Very easy to deal with. Great product Reviewed on: 4th March 2024

Excellent customer service.

5
Excellent customer service. The money was transferred to my account quickly immediately after approval which took a few minutes and the transaction was done on a weekend Reviewed on: 4th March 2024

Very happy with the loan process, they keep you info...

5
Very happy with the loan process, they keep you informed every step of the way. Reviewed on: 4th March 2024

Quick response helpful professional

1
Quick response helpful professional Reviewed on: 4th March 2024

Money was there when I needed it

5
Money was there when I needed it Reviewed on: 4th March 2024

Quick and efficient

5
Quick and efficient service they were excellent Reviewed on: 4th March 2024

Zopa help me with my personal loan, was so quick and...

5
Zopa help me with my personal loan, was so quick and easy to get the loan approved. The application process was very simple and the app is easy to navigate through. Reviewed on: 4th March 2024

Easy to fill in application, quickly sorted and mone...

5
Easy to fill in application, quickly sorted and money in my bank in 2 days Reviewed on: 4th March 2024

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