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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65251 reviews)

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4.94

Based on 65,250 reviews, last reviewed 5th Sep 2025

100% decrease in 5 star reviews

in the past 90 days

80% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Quick and easy to apply with good app. Quick and easy to apply with good app. Showed me my chances of been accepted and payment into my bank was quick and simple. Can manage payments in the... Read more Reviewed on: 5th September 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65251)

Easy to fill in application, quickly sorted and mone...

Easy to fill in application, quickly sorted and money in my bank in 2 days Reviewed on: 4th March 2024

Very easy application process and competitive intere...

Very easy application process and competitive interest rates. Once application had been accepted, money was in bank account within minutes. Reviewed on: 4th March 2024

Quick, easy and a super fast turnaround.

Quick, easy and a super fast turnaround. money in my account within the hour. Reviewed on: 4th March 2024

Loan at a great price allows me to overpay when...

Loan at a great price allows me to overpay when I like Reviewed on: 4th March 2024

I am extremely happy with Zopa.

I am extremely happy with Zopa. They take my personal circumstances into consideration rather than my credit score only. Reviewed on: 4th March 2024

A excellent service and Got to be one the best out t...

A excellent service and Got to be one the best out there Reviewed on: 4th March 2024

I was really surprised to see my fund was in my acco...

I was really surprised to see my fund was in my account within a minute. I never had this experience before. Reviewed on: 4th March 2024

Good experience

My application for a loan to enable my "trip of a lifetime" to go ahead was procesed quickly and efficiently. Reviewed on: 4th March 2024

Zopa Top Dog

A* Service, thanks Team Zopa Reviewed on: 4th March 2024

Fantastic company

It was fast and easy to get my loan Reviewed on: 4th March 2024

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