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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65248 reviews)

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4.94

Based on 65,248 reviews, last reviewed 25th Jul 2025

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good card more helpful and good customer service Good card more helpful and good customer service Reviewed on: 25th July 2025

Latest lowest rating:

1

Poor customer service Paid off my loan early well over a month ago. Still showing as a debt on my credit report. Inaccurate payment details shown on credit report too. Made... Read more Reviewed on: 4th May 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65248)

life saver

i was in desperate need of 15 grand and as a member of experian credit , goan through loan providers list and found Zoopa which provided us loan to get out from hard times Reviewed on: 1st July 2017

1st class

Very simple , no hassle and very quick Reviewed on: 1st July 2017

Cheap reliable loans

The best rate I could find..... and I looked long and hard. Always keep you up to date on what you owe and what's best for you as a borrower Reviewed on: 1st July 2017

Quick and easy application for loan, easy online account management

Using the online service made it so easy to track my loan and also pay off extra when ever i wanted. Reviewed on: 1st July 2017

No messing, 'pay what you see' rates

As the title states: with Zopa, you pay the rate advertised after you've completed a tailored quote- unlike many other lenders who advertise a super low rate but then make you feel like your credit score is poor by offering an astronomically altered rate.... I've used them 3 times now, each time has been simple. Reviewed on: 1st July 2017

Easy money!

I fond zopa through a price comparison site. Their rates were extremely competitive, and the ability to overpay for free was a huge bonus. I've only used the website once since taking my loan, but everything I needed was right where I needed it. Reviewed on: 1st July 2017

Very competitive rates

Im paying very low rate interest and it was the best rate offered by the comparison site. Recommended to friends. Reviewed on: 30th June 2017

Very easy and professional to use

I applied for a loan and couldn't have been more impressed. The online process was so easy and the customer service is second to none. Reviewed on: 30th June 2017

Amazing, super quick

Fast results, quick payment & no hassle at all! Very simple with everything including online viewings etc. Thrilled customer Reviewed on: 30th June 2017

Quick easy and great rates

Faultless, great website easy to over pay and customer service helpful and knowledgeable. Will use again Reviewed on: 30th June 2017

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