Write a review

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65248 reviews)

View other Zopa products

4.94

Based on 65,248 reviews, last reviewed 25th Jul 2025

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good card more helpful and good customer service Good card more helpful and good customer service Reviewed on: 25th July 2025

Latest lowest rating:

1

Poor customer service Paid off my loan early well over a month ago. Still showing as a debt on my credit report. Inaccurate payment details shown on credit report too. Made... Read more Reviewed on: 4th May 2025

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (65248)

Brilliant

Quick decision on making my application low interest rates and no early repayment fees great loan company Reviewed on: 1st July 2017

Simple product, inflation busting rates

Zopa is easy to use to squirrel away regular amounts of cash. There is some risk but even factoring that in it is preferable to leave cash languishing and losing value in real terms in savings accounts. Reviewed on: 1st July 2017

A great company that pays out promptly .

I needed a loan with a very reasonable payment arrangement . The money was in my bank promptly and the whole process was quick , simple and straightforward . Reviewed on: 1st July 2017

Zopa, family friendly company

I applied for a Zoopla loan, the process was easy uncomplicated and straitforward. Top marks to a great firm. Reviewed on: 1st July 2017

Great rates

Easy application and great rates. Reviewed on: 1st July 2017

Amazing

So quick and affordable 5* rating Reviewed on: 1st July 2017

Great service, quick and easy

I have been so impressed with the level of service I have received from zopa that I can never see myself using another company for a personal loan again. I have recommended them to friends and family frequently who have also gone on to say how great zopa is. Thanks zopa Reviewed on: 1st July 2017

Ethical loans! Who'd have thought!

Easy to apply. I appreciate the way Zopa operate in support of other borrowers, but with fantastic terms and rates. Essentially it's 'fair play's borrowing! A clear breath of fresh air in this age of confusion Reviewed on: 1st July 2017

Simple and easy

Always a simple and easy experience to apply for a loan and have it approved. Reviewed on: 1st July 2017

Brilliant company

Its daunting applying for a loan but zopa made the experience so straight forward and easy, no jargon just straight forward plain english THANKYOU. Reviewed on: 1st July 2017

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal Loan
from first direct 4.49 from 12 reviews
Personal Loan
from 1st Class Credit Union 5.00 from 22 reviews
Bridging
from OSL Financial Services Ltd 0.00 from 0 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.94 from 1262 reviews
Smart Saver
from Zopa 4.94 from 7180 reviews
Fixed term savings account
from Zopa 4.93 from 1784 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub