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Zopa: Personal loan reviews

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4.94
Based on 65,248 reviews, last reviewed 25th Jul 2025
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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Latest highest rating:

5

Good card more helpful and good customer service Good card more helpful and good customer service Reviewed on: 25th July 2025
Jegathasan G's avatar
Jegathasan G

Latest lowest rating:

1

Poor customer service Paid off my loan early well over a month ago. Still showing as a debt on my credit report. Inaccurate payment details shown on credit report too. Made... Read more Reviewed on: 4th May 2025
Julie E's avatar
Julie E
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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65248)

Excellent

5
Easy to apply only takes matter of minutes . Cash deposited into account Reviewed on: 1st July 2017
Vincent smith's avatar
Vincent smith

Excellent

4
Grate rates & a quick answer. Definitely would recommend x Reviewed on: 1st July 2017
Leanne Morgan's avatar
Leanne Morgan

Ease of application

5
The whole Zopa experience was effortless from filling in the online form to receiving the loan a few days later Reviewed on: 1st July 2017
David Hancock's avatar
David Hancock

Simple, quick, best rates around

5
It was very quick and simple to take a loan through Zopa (online). I was actually very surprised about it. It was a very simple decision in the first place - after researching various providers, I found out that Zopa had the best interest rates for my loan. Reviewed on: 1st July 2017
Alex Djakovic's avatar
Alex Djakovic

Good rates, no issues

5
Happy with rates and service 18 months in Reviewed on: 1st July 2017
Jamie Steffert's avatar
Jamie Steffert

Quick and professional service.

5
I have used Vopa twice and on both occasions the offer was the best around am and the process was easy. The online account is super easy to use and really does leave you in control. Reviewed on: 1st July 2017
Jodie Michelle Herbert's avatar
Jodie Michelle Herbert

Excellent

5
Superb service with quick and efficient decision and payment of loan. Also very amenable when payment day needed to be changed. Would and have highly recommended Zopa to both friends and family Reviewed on: 1st July 2017
Fiona bowdler's avatar
Fiona bowdler

Fantastic experience

5
No problems, easy to use excellent customer service Reviewed on: 1st July 2017
Kelly's avatar
Kelly

Making borrowing money a doddle

5
I borrowed a small amount from Zopa around a year ago and recently have paid it off. They were very efficient and cheap compared to others I had quotes from. I would definitely use them again! Reviewed on: 1st July 2017
Tom wilson's avatar
Tom wilson

Very easy and very quick

5
Very easy to apply and I received the money quickly. I would use and recommend Zopa again. Reviewed on: 1st July 2017
Charlie Wright's avatar
Charlie Wright

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