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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65250 reviews)

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4.94

Based on 65,250 reviews, last reviewed 5th Sep 2025

100% decrease in 5 star reviews

in the past 90 days

80% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Quick and easy to apply with good app. Quick and easy to apply with good app. Showed me my chances of been accepted and payment into my bank was quick and simple. Can manage payments in the... Read more Reviewed on: 5th September 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65250)

Excellent service

My loan was at first cancelled as I have recently got divorced and I wasn't able to provide my divorce certificate however a senior lender looked at my account and after noticing I provided my maraige cert they reopened my loan and approved it. Thank you zopa, I will always recommend you guys! Reviewed on: 1st July 2017

Quick and easy

The whole process of appointing for a loan to getting the money through was so quick and easy. People on the other end of the phone are really helpful. Hassle free! Reviewed on: 1st July 2017

Fast and reliable

Everything is on line making it a fast service Reviewed on: 1st July 2017

Effortless process

My experience when using Zopa is nothing but a pleasure from start to finish. From the simple application process to the speed of payment coupled with the excellent customer service and competitive rates makes Zopa the number one for me. Reviewed on: 1st July 2017

Best bar none

Zopa is the cheapest most adorable way to borrow money in my opinion.... very easy to set up and maintain online .... Best bar none and would highly recommend to anyone in a situation where they need to borrow Reviewed on: 1st July 2017

Good service

I got a speedy decision, unlike other providers who wanted me to wait a week, meaning i would have lost the car i was wanting to buy. Reviewed on: 1st July 2017

Low interest and Simple

I have a good credit rating so was approved very quickly, had the money soon after and all with a fantastic low rate of interest. Easy to apply, simple to repay and with a simple overpayment facility. I've recommended Zopa to my friends and family. Reviewed on: 1st July 2017

Perfect loan

Needed a little help so looked at a small loan when i came across Zopa helped me out so much now im comfortable & enjoying payday which i used to dread Reviewed on: 1st July 2017

Theyy are a no hassle company with great rates

They are contactable either by phone or online and are a very professional outfit Reviewed on: 1st July 2017

Excellent

Grate rate. Easy to use & quick answer. Reviewed on: 1st July 2017

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