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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65248 reviews)

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4.94

Based on 65,248 reviews, last reviewed 25th Jul 2025

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good card more helpful and good customer service Good card more helpful and good customer service Reviewed on: 25th July 2025

Latest lowest rating:

1

Poor customer service Paid off my loan early well over a month ago. Still showing as a debt on my credit report. Inaccurate payment details shown on credit report too. Made... Read more Reviewed on: 4th May 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65248)

Very good

Quick, helpful and good value loans Reviewed on: 30th June 2017

Prompt service at good rates

I'm on my second loan with Zopa and it is very likely I will use them many times in the future. The service is extremely good with decisions made within 24 hours and the rates are the best I could find on both occasions so far. I highly recommend Zopa Reviewed on: 30th June 2017

Fast, easy and affordable

The whole process was simple and user friendly. And very competitive. That is why I came back when I needed to borrow again. I would wholeheartedly recommend Zopa. Reviewed on: 30th June 2017

Gave a great rate that was affordable.

Applied with confidence. Rates and repayments explained in a professional manner. No hidden extras. Reviewed on: 30th June 2017

Simple and affordable Loans

It was simple to apply for the loan and the rates were good. The money was transformed to my account promptly. Reviewed on: 30th June 2017

Couldn't be better!

Low rate for my loan, quick and easy application with a rapid decision. Would happily recommend to anyone wanting a loan. Reviewed on: 30th June 2017

Superb!

Easy to access, understand and apply. Defo gets my vote Reviewed on: 30th June 2017

Personal loan

I got a personal loan. It was quick, easy and the money was in my account the next day. Reviewed on: 30th June 2017

No hassle

Quick and easy. Very competitive Reviewed on: 30th June 2017

Really easy to get a loan

It only took a few hours next day money in my account. It was do easy Reviewed on: 30th June 2017

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