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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65247 reviews)

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4.94

Based on 65,247 reviews, last reviewed 13th Jun 2025

87% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Honest company, rare! The loan details are clear and precise the interest rate was excellent. Changing payment dates has been simple without any forfeit. Just appear to be ... Read more Reviewed on: 13th June 2025

Latest lowest rating:

1

Poor customer service Paid off my loan early well over a month ago. Still showing as a debt on my credit report. Inaccurate payment details shown on credit report too. Made... Read more Reviewed on: 4th May 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65247)

Super easy to ask for a loan

I need a loan for a ring. It was fastest and easiest website to get a quick loan. Reviewed on: 23rd June 2017

Great experience

I had my request answered quick and efficient. Very pleased with the interest rate. Good communication with the Zopa team. Highly recommend them. Thank you. Reviewed on: 23rd June 2017

Easy

Easy and quick to setup, keeping it simple is the way to go. Reviewed on: 23rd June 2017

brilliant

My loan was accepted and the money was in my account the next day, with very low interest, brilliant Reviewed on: 23rd June 2017

Helped me when others wouldnt

I needed a new car desperately and no one would help apart from high APR lenders. I found zopa and they offered me a rare the same as a high street bank. I have already over paid nearly 1/3 of my loan so clearly wasn't a bad borrower. Thanks zopa for helping me and giving me that chance. Reviewed on: 23rd June 2017

Quick simple an easy.

Really thanks to zopa we got acceptted in minutes and have a good affordable repaybale loan. Only had to use customer sevice once and they were fantastic! Reviewed on: 23rd June 2017

Great value and easy to access.

Simple, straightforward no nonsense application, quick decision and money in my account almost immediately. Reviewed on: 23rd June 2017

Simple, Fast And Accurate

Applied For A Loan For The First Time.. Filled In A Quik Short Form Got Accepted Got Paid.. Recomended To Friends And Family A Week Later.. Reviewed on: 23rd June 2017

Fabulous service

Very simple process took mins to sort out, best interest rates I could find. Money in my bank within days. Would be my first stop for future loans. Reviewed on: 23rd June 2017

Great alternative to conventional lenders

When looking for an unsecured loan Zopa were by far the most accommodating, offering loans at highly competitive rates compared to conventional lenders. Making extra payments is very flexible with no penalty for early completion. To date I have had two loans with them and will always make them my first port of call in the future. Reviewed on: 23rd June 2017

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