Write a review

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65248 reviews)

View other Zopa products

4.94

Based on 65,248 reviews, last reviewed 25th Jul 2025

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good card more helpful and good customer service Good card more helpful and good customer service Reviewed on: 25th July 2025

Latest lowest rating:

1

Poor customer service Paid off my loan early well over a month ago. Still showing as a debt on my credit report. Inaccurate payment details shown on credit report too. Made... Read more Reviewed on: 4th May 2025

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (65248)

application fast response money transferred sup...

Easy application fast response money transferred superfast Reviewed on: 9th January 2024

Excellent service all round.

Excellent service all round.Helped me when others wouldn't and at a good price Reviewed on: 9th January 2024

Very easy to apply for loan online and very quick de...

Very easy to apply for loan online and very quick decision Reviewed on: 9th January 2024

Very fast very good service would use again .

Very fast very good service would use again .would recomend to friends and family .great website too easy to use Reviewed on: 9th January 2024

I have been with Zopa for a while and the service an...

I have been with Zopa for a while and the service and politeness of their staff was excellent. I would recommend Zopa to and of my family or friends well done Zopa. Reviewed on: 9th January 2024

Absolutely Painless

Absolutely the easiest navigation on the site ever done. Approval of my loan was super fast and funds transferred immediately. Getting a loan isn’t usually this painless. I will definitely recommend Zopa Reviewed on: 9th January 2024

Really good to deal with fast and easy to do the loa...

Really good to deal with fast and easy to do the loan process Reviewed on: 9th January 2024

Fantastic service , good customer service

Fantastic service , good customer service Reviewed on: 9th January 2024

Easy to use, everythingreveiw explained proper

Easy to use, everything explained proper Reviewed on: 9th January 2024

easy as 123?

easy as 123? first place i treid and had no bother getting the loan, treated with respect and everything fully explained, i know where i will go again if needing too and will advise everyone else the same Reviewed on: 9th January 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal Loan
from 1st Class Credit Union 5.00 from 22 reviews
Loans
from Bedford Credit Union 5.00 from 6 reviews
Loans
from Oakbrook Finance 2.33 from 3 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.94 from 1262 reviews
Smart Saver
from Zopa 4.94 from 7180 reviews
Fixed term savings account
from Zopa 4.93 from 1784 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub