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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65250 reviews)

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4.94

Based on 65,250 reviews, last reviewed 5th Sep 2025

100% decrease in 5 star reviews

in the past 90 days

80% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Quick and easy to apply with good app. Quick and easy to apply with good app. Showed me my chances of been accepted and payment into my bank was quick and simple. Can manage payments in the... Read more Reviewed on: 5th September 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65250)

Great and easy set up .

Great and easy set up . No hassles Reviewed on: 9th January 2024

Zopa was brilliant dealing with my loan.

Zopa was brilliant dealing with my loan. I get regular messages letting me know when the payment is due. And annual statements. Never pressure into taking out another one Reviewed on: 9th January 2024

Zopa has provided myself with a low rate easy to pay...

Zopa has provided myself with a low rate easy to pay back loan service to myself and family over the years has helped with a lots of financial needs in life, thank you and recommended! Ml Reviewed on: 9th January 2024

so easy to applie for a loan on web site...

so easy to applie for a loan on web site Reviewed on: 9th January 2024

Very nice staff and easy to borrow

Very nice staff and easy to borrow Reviewed on: 9th January 2024

Brilliant service!

Very good experience, starting from the easy way to apply for a loan to the app that manages the whole account. Competitive interest rates too. Reviewed on: 9th January 2024

Great service and fast response also take care in be...

Great service and fast response also take care in being a responsible loan provider Reviewed on: 9th January 2024

Outstanding company who care about the customer.

The whole process is clear and simple. The app makes managing your loan and understanding where you are very easy and the staff are friendly and speak using clear language…. Reviewed on: 9th January 2024

Fast, easy, informative loan.

Easy to apply, straight to a decision, informative. Quick with funds. Reviewed on: 9th January 2024

Excellent

Very good experience,simple,convenient,fast positive response since I've been with Zopa Reviewed on: 9th January 2024

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