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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65250 reviews)

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4.94

Based on 65,250 reviews, last reviewed 5th Sep 2025

100% decrease in 5 star reviews

in the past 90 days

80% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Quick and easy to apply with good app. Quick and easy to apply with good app. Showed me my chances of been accepted and payment into my bank was quick and simple. Can manage payments in the... Read more Reviewed on: 5th September 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65250)

Easy online experience .

Easy online experience , used the link with Experian. Reviewed on: 9th January 2024

Easy to use quick decision/access to funds love the...

Easy to use quick decision/access to funds love the app user friendly and like being able to access my account 24/7. Reviewed on: 9th January 2024

Easy peasy !

Very straightforward and uncomplicated. Reviewed on: 9th January 2024

Very courteous and polite and no hassle at all

Very courteous and polite and no hassle at all Reviewed on: 9th January 2024

Very easy to apply for .

Very easy to apply for . Find out all you need to know before you sign the docs and even see if you will or will not get the loan . Reviewed on: 9th January 2024

I had trouble getting a loan cause of credit rating...

I had trouble getting a loan cause of credit rating etc buy zopa gave me a chance and money was in the bank in hours I've had 3 more loans since then without zopa don't know what I would of done Reviewed on: 9th January 2024

excellent, easy and very helpful interest rates

excellent, easy and very helpful interest rates Reviewed on: 9th January 2024

excellent service, it went very quickly

excellent service, it went very quickly Reviewed on: 9th January 2024

Great experience!

My load application was extremely smooth - easily the smoothest financial application I have ever made. Mine is good, but new loan rates are a little higher, so I’m not sure how much I could recommend Zopa going forward currently. But my personal experience has been a good one. I’m very happy. Reviewed on: 9th January 2024

Zopa made applying for a loan verey painless in the...

Zopa made applying for a loan verey painless in the time I have been with zopa I have found them verey easy to talk to I have no hesitation in recommending zopa Reviewed on: 9th January 2024

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