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Zopa: Personal loan reviews

4.94
Based on 65,250 reviews, last reviewed 5th Sep 2025
100% decrease in 5 star reviews
in the past 90 days
80% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Quick and easy to apply with good app. Quick and easy to apply with good app. Showed me my chances of been accepted and payment into my bank was quick and simple. Can manage payments in the... Read more Reviewed on: 5th September 2025
Mark W's avatar
Mark W

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025
Laura J's avatar
Laura J

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Personal loan reviews (65250)

Review of the Zopa, Personal loan:

Chuckles

5
Easy to use app give good information like the fact you can contact my bank to my card Reviewed on: 16th April 2025

A Professional Reliable Company

5
So professional!Excellent service Reviewed on: 26th April 2025

Absolutely the best company by far!

5
Absolutely the best company by far! Great product, competitive rates, friendly staff and fantastic app! Reviewed on: 26th April 2025

Quick to sort, great communication with a helpful, s...

5
Quick to sort, great communication with a helpful, straightforward app Reviewed on: 26th April 2025

Zopa 5 Star

5
Great overall experience ,fast accurate and manageable loans available,the app also to track your credit score and updated avalible credit is really good ,also setting up payments with dates that suit you within the month ,and for extra payments ,I round highly recommend Zopa. Reviewed on: 26th April 2025

Excellent

5
I am satisfied with the experience I had with the Zopa app. Reviewed on: 26th April 2025

Best credit card evribady need to take

5
Best credit card evribady need to take Reviewed on: 26th April 2025

I returned a second time

5
I have used Zopa a couple of times. Service is straight forward and quick. Easy to manage on a monthly basis- very good all round Reviewed on: 26th April 2025

Easy to apply and quick process.

5
Easy to apply and quick process. No hassle Reviewed on: 26th April 2025

I have used Zopa a couple of times.

5
I have used Zopa a couple of times. Service is straight forward and quick. Easy to manage on a monthly basis- very good all round Reviewed on: 26th April 2025

Customer service was always excellent, team is very...

5
Customer service was always excellent, team is very helpful and you can tell this is a company that cares about its customers Reviewed on: 26th April 2025

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