Smart Money People Logo

Zopa: Personal Loan reviews

4.94
Based on 63,746 reviews, last reviewed 30th Mar 2025
261000% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Really helpful They have looked after me during my hour of need, really thankful Reviewed on: 30th March 2025
Andrew B's avatar
Andrew B

Latest lowest rating:

1

Very poor customer service . Very poor customer service . I have phoned up twice and none of them seem to know what they are doing . Reviewed on: 27th March 2025
Antony V's avatar
Antony V

About this product

Zopa personal loan reviews on Smart Money People are honest reviews. If you're trying to determine whether this is the right personal loan for you, reading our Zopa personal loan reviews can help you to find out what other people have to say. Smart Money People launched in October 2014 to help people like you to find the best personal loans. If you have used a Zopa personal loan, we'd love you to write a quick review too.

Zopa Personal Loan reviews (63746)

Review of the Zopa, Personal Loan:

Fantastic loan rates

5
I applied for a loan to replace my kitchen. From application to payment was incredibly quick. The rate I received was really low, making repayments easy to cope with. Reviewed on: 29th January 2019

Really helpful

5
They have looked after me during my hour of need, really thankful Reviewed on: 30th March 2025

My first encounter with Zopa

5
When I first contact Zopa, I had already applied for a personal loan from my bank and so wanted comparison with the interest and Zopa's interest was very low compared to my bank. The application process was simple and quick. Transferring of the loan to my account after the credit check was very quick. I was really happy and satisfied with their service. Reviewed on: 29th March 2025

Personal experience

5
The application process was seamless, easy and straightforward. Reviewed on: 27th March 2025

Very poor customer service .

1
Very poor customer service . I have phoned up twice and none of them seem to know what they are doing . Reviewed on: 27th March 2025

Great customer service everyone was fantastic and he...

4
Great customer service everyone was fantastic and helpful Reviewed on: 26th March 2025

I have multiple great services with Zopa

5
I’m on my second loan along with other products the process has always been super easy and smooth. Reviewed on: 26th March 2025

Lightning fast personal loan!

5
I applied for a Zopa Loan through the CredAbility app as I was pre approved for a personal loan that I had been searching for. The interest rate was good and I already have a credit card with them, so I knew they were a good and reliable lender. I was mind blown over how quick and easy it was to apply! And then the money was in my account within seconds of me submitting the application! Amazing service! Reviewed on: 26th March 2025

Applying for a loan is so easy and quick!

5
Applying for a loan is so easy and quick! Reviewed on: 25th March 2025

Easy to apply, approval fast, receipt of money super...

5
Easy to apply, approval fast, receipt of money super speedy Reviewed on: 22nd March 2025

Excellent service from the start

5
Excellent service from the start Reviewed on: 20th March 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

There's still more to see!

Zopa has a range of products available. Check the ratings of each product to find the right one for you. View all products