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Zopa: Personal Loan reviews

4.94
Based on 65,233 reviews, last reviewed 28th Apr 2025
45% increase in 5 star reviews
in the past 90 days
600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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Latest highest rating:

5

Very straightforward and easy to apply. Very straightforward and easy to apply. Reviewed on: 28th April 2025
Kelly 's avatar
Kelly

Latest lowest rating:

2

I have no problems with Zopa credit card but I was t... I have no problems with Zopa credit card but I was told I was pre-approved for a loan but when I’ve looked into it I was refused Reviewed on: 28th April 2025
Jason Smith's avatar
Jason Smith

About this product

Zopa personal loan reviews on Smart Money People are honest reviews. If you're trying to determine whether this is the right personal loan for you, reading our Zopa personal loan reviews can help you to find out what other people have to say. Smart Money People launched in October 2014 to help people like you to find the best personal loans. If you have used a Zopa personal loan, we'd love you to write a quick review too.

Zopa Personal Loan reviews (65233)

Review of the Zopa, Personal Loan:

I have been using Zopa for almost 3 years now if not...

5
I have been using Zopa for almost 3 years now if not more. I have got a credit card and personal loan of 5k which I used in purchasing my car. I would always recommend Zopa to anyone who needs help with finances. Reviewed on: 27th April 2025

Very straightforward and easy to apply.

5
Very straightforward and easy to apply. Reviewed on: 28th April 2025

Genuinely transparent

5
I needed a loan for home improvements, they told me the rate before I applied, meaning no hit to my score. I can make payments when I want, the app is genuinely great and easy to use, and whenever I've spoken to them, no matter how trivial they've been absolutely lovely. Reviewed on: 28th April 2025

Everything was just simple & easy

5
Everything was just simple & easy Reviewed on: 28th April 2025

App is so easy to navigate!

5
App is so easy to navigate! 10 out 10 customer service. Highly recommend if you want a fast and quick decision with great APR! Have had a fantastic experience from start to Finish ! Over payments east to process as well Reviewed on: 28th April 2025

Every time I use the card it gives me no issues same...

5
Every time I use the card it gives me no issues same when I go to pay some back never any issue if there is it tells me ie the app and normal within 5 minutes it will work Reviewed on: 28th April 2025

Their customers service was next to non, fast and di...

5
Their customers service was next to non, fast and direct Reviewed on: 28th April 2025

Amazing.

5
Amazing. Easy to deal with. No hidden charges. Great experience Reviewed on: 28th April 2025

Personal Loan

5
Took out a personal loan. Very competitive rate and service has been excellent Reviewed on: 28th April 2025

Great company .

5
Great company . Verry easy to complete the question Reviewed on: 28th April 2025

Good service

5
Very simple to apply, money delivered almost instantly. Easy to use app Reviewed on: 28th April 2025

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