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Zopa: Personal Loan reviews

Name: Personal Loan
Rating: 4.94 (64735 reviews)

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4.94

Based on 64,735 reviews, last reviewed 17th Apr 2025

38% increase in 5 star reviews

in the past 90 days

600% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Loan and card I originally took a loan through Zopa, the rates were acceptable and the app so easy to navigate. Once my loan had been paid off, I applied for a cred... Read more Reviewed on: 17th April 2025

Latest lowest rating:

1

Eligibility problems. I'm not eligible for a small personal loan, despite holding a Zopa credit card. So I went to Zable instead. And was accepted with no fuss. Reviewed on: 13th April 2025

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About this product

Zopa personal loan reviews on Smart Money People are honest reviews. If you're trying to determine whether this is the right personal loan for you, reading our Zopa personal loan reviews can help you to find out what other people have to say. Smart Money People launched in October 2014 to help people like you to find the best personal loans. If you have used a Zopa personal loan, we'd love you to write a quick review too.

Zopa Personal Loan reviews (64735)

Review of the Zopa, Personal Loan:

Very good service

Very easy to apply & received very response. App is very good to use to apply & check on status of loan Reviewed on: 20th January 2022

Loan and card

I originally took a loan through Zopa, the rates were acceptable and the app so easy to navigate. Once my loan had been paid off, I applied for a credit card which I now use as my primary, again as its so much easier to control through the app Reviewed on: 17th April 2025

10/10. Excellent all round

I have found Zopa to be very competitively rated. Easy to use the app to apply for a loan. You can keep a check on your repayments and easy to make changes to direct debit dates. They also have tools to search for broadband and energy providers. As well as showing you options for loans, credit cards and car finance. All in all 10/10. Reviewed on: 17th April 2025

Very easy and uncomplicated great customer service a...

Very easy and uncomplicated great customer service and ver cooperative and flexible Reviewed on: 17th April 2025

the process was quick and easy to complete

the process was quick and easy to complete Reviewed on: 17th April 2025

I have 3 loans with Zopa.

I have 3 loans with Zopa. The app is easy to use and clear. Reminders and helpful tips are sent regularly. Reviewed on: 17th April 2025

Very quick response

Very quick response when you applie for a loan and very resanable pay back rates Reviewed on: 17th April 2025

Hassle free from start to finish, no issues whatsoev...

Hassle free from start to finish, no issues whatsoever so ever. Money available almost instantly and everything explained when setting everything up. Reviewed on: 17th April 2025

I got my loan 2 1/2 years ago.

I got my loan 2 1/2 years ago. Loan almost finished, never missed a payment so hopefully I can maybe renew for smaller loan when the time is up. Reviewed on: 17th April 2025

Excellent

The whole process of applying for a loan is fast, simple and the repayments are well explained. The app is well made and easy to navigate and overpayments are a doddle. Reviewed on: 17th April 2025

Straightforward

Very easy process from the moment I have applied for the loan. Reviewed on: 17th April 2025

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