Write a review

Zopa: Personal Loan reviews

Name: Personal Loan
Rating: 4.94 (63784 reviews)

View other Zopa products

4.94

Based on 63,784 reviews, last reviewed 3rd Apr 2025

264800% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very user friendly No hassle applying for card origi... Very user friendly No hassle applying for card originally and easy to navigate Reviewed on: 3rd April 2025

Latest lowest rating:

1

Very poor customer service . Very poor customer service . I have phoned up twice and none of them seem to know what they are doing . Reviewed on: 27th March 2025

Read all reviews See your review

About this product

Zopa personal loan reviews on Smart Money People are honest reviews. If you're trying to determine whether this is the right personal loan for you, reading our Zopa personal loan reviews can help you to find out what other people have to say. Smart Money People launched in October 2014 to help people like you to find the best personal loans. If you have used a Zopa personal loan, we'd love you to write a quick review too.

Zopa Personal Loan reviews (63784)

Review of the Zopa, Personal Loan:

Easy loan application

They make applying for a loan much easier than a traditional bank and you have a far greater chance of being approved by Zopa than others. I wish their interest rates were a lot less though. Overall very happy with them and how quickly they approve and provide the funds. Reviewed on: 21st January 2022

Very user friendly No hassle applying for card origi...

Very user friendly No hassle applying for card originally and easy to navigate Reviewed on: 3rd April 2025

Good bank.

Good. Good app. And good interest rate. Reviewed on: 3rd April 2025

Quick and easy

Never had any issues was quick and easy Reviewed on: 3rd April 2025

Zopa quick

I applied for a credit card and I got it straightaway very helpful, if I had any problems they were quick to give adviceTThank you Reviewed on: 3rd April 2025

Beautiful

Zpoa helped me out tremendous and very professional Reviewed on: 3rd April 2025

Straight forward loan transaction and approval withi...

Straight forward loan transaction and approval within minutes at the best interest rate Reviewed on: 3rd April 2025

Great company to do business with

Really competitive interest rates and great customer service. App works brilliantly, you can overpay on your loan if you want which reduces interest you pay. Reviewed on: 3rd April 2025

Great rates

I am on my second personal loan, and the rates are excellent. Reviewed on: 3rd April 2025

super zopa

I filled in the form online and had a quick response from Zopa And every month I know exactly when the money is coming out and if for some reason it doesn’t they go back in a few days later and take it which is fantastic Reviewed on: 3rd April 2025

Would apply here before a high street bank

Always very helpful , excellent rates Reviewed on: 3rd April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal Loan
from Lloyds Bank 4.38 from 53 reviews
Loans
from Clockwise Credit Union 4.91 from 1041 reviews
Personal Loans
from Lending Works 4.06 from 6 reviews

There's still more to see!

Zopa has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub