Smart Money People Logo

Zopa: Personal Loan reviews

4.94
Based on 64,667 reviews, last reviewed 17th Apr 2025
34% increase in 5 star reviews
in the past 90 days
600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy application fast and efficient Easy application fast and efficient Reviewed on: 17th April 2025
John t's avatar
John t

Latest lowest rating:

1

Eligibility problems. I'm not eligible for a small personal loan, despite holding a Zopa credit card. So I went to Zable instead. And was accepted with no fuss. Reviewed on: 13th April 2025
Joe St's avatar
Joe St

About this product

Zopa personal loan reviews on Smart Money People are honest reviews. If you're trying to determine whether this is the right personal loan for you, reading our Zopa personal loan reviews can help you to find out what other people have to say. Smart Money People launched in October 2014 to help people like you to find the best personal loans. If you have used a Zopa personal loan, we'd love you to write a quick review too.

Zopa Personal Loan reviews (64667)

Review of the Zopa, Personal Loan:

Quick, Easy, Affordable

4
Zopa, out of all lending services, was the quickest to deliver the money, easiest to apply for it, and had the most affordable rates. I will, and have, recommended this to my friends and Family when they have talked about getting a Loan. Reviewed on: 4th January 2018

Easy application fast and efficient

5
Easy application fast and efficient Reviewed on: 17th April 2025

Flexible and simple

5
Zopa is easy and quick to use for borrowing and paying additional amounts. Simple touch of a button control on finances. No waiting for letters in the post. Responsive and intuitive provider Reviewed on: 17th April 2025

Had a great quote will take it out in September if s...

5
Had a great quote will take it out in September if still available Reviewed on: 17th April 2025

When I applied for a loan, it was resolved quickly.

5
When I applied for a loan, it was resolved quickly. Reviewed on: 17th April 2025

Easy to apply, great rates, no hassle and fantastic...

5
Easy to apply, great rates, no hassle and fantastic app. Have used for years now and always a great experience. Reviewed on: 17th April 2025

Easy and effective when applying for loan .

5
Easy and effective when applying for loan . Good communication and very friendly staff overall excellent service Thank you Reviewed on: 17th April 2025

Very friendly and so easy to borrow unlike bank in h...

5
Very friendly and so easy to borrow unlike bank in high street. More power. Reviewed on: 17th April 2025

Very helpful and easy to apply gose the extra mile f...

5
Very helpful and easy to apply gose the extra mile for customers Reviewed on: 17th April 2025

So quick and easy - instant response

5
So quick and easy - instant response Reviewed on: 17th April 2025

Great tool to increase your credit rate.

5
Great tool to increase your credit rate. Reviewed on: 17th April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

There's still more to see!

Zopa has a range of products available. Check the ratings of each product to find the right one for you. View all products