1st Central reviews
1st Central reviews
Verified businesses always have up to date contact details and can respond to reviews.
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FCA approved and regulated
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Award winning organisation
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Fully digital service with no in-person branches
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On-line application and approval process
Review summary
People rate this company as Poor based on 952 product reviews
Latest positive rating
I have used this company before, and have never had...
I have used this company before, and have never had any problems.
Latest negative rating
AVOID AT ALL COST! SCAM!!
AVOID AT ALL COST!! SCAM!!! They attract you in with a low insurance quote, then wait until JUST after the cooling off period has ended... AVOID AT ALL COST!! SCAM!!! They attract you in with a low insurance quote, then wait until JUST after the cooling off period has ended to say you have to phone their "Policy Analysis Team", at which point they aggressively assert a change needs to be made to your policy (even if that's a complete lie) and therefore the price will be much higher. In my case, they claimed it was because my job description was wrong, which is complete and utter nonsense. Despite stating as much on the phone to them and making it quite clear I don't accept any change to the policy, a few days later I get an automated email saying my bank card will be charged more money. I did not authorise this and I'm fairly sure this is in fact fraudulent. This company operates a scam, has no intention of ever honouring their original quote, and will be reported to the financial ombudsman. If you're a customer with this company then you'd better pray you never need to make a claim, because I have a feeling they'd never accept it! Looking at other negative reviews, it seems I'm not alone in this experience, which is putting it mildly. Read more Read less
About 1st Central
1st Central is an award-winning, UK insurance company.
Launched in 2008 in Haywards Heath, today 1st Central policies currently protect more than 1.4m people across a range of products. You can get a quote and manage your policy online.
1st Central provide car and home insurance policies. You can also get breakdown cover and personal accident cover.
1st Central at a glance
Reviews for 1st Central
Showing 11 of 952 company reviews • Last reviewed within 14 days
AVOID AT ALL COST! SCAM!!
AVOID AT ALL COST!! SCAM!!! They attract you in with a low insurance quote, then wait until JUST after the cooling off period has ended... AVOID AT ALL COST!! SCAM!!! They attract you in with a low insurance quote, then wait until JUST after the cooling off period has ended to say you have to phone their "Policy Analysis Team", at which point they aggressively assert a change needs to be made to your policy (even if that's a complete lie) and therefore the price will be much higher. In my case, they claimed it was because my job description was wrong, which is complete and utter nonsense. Despite stating as much on the phone to them and making it quite clear I don't accept any change to the policy, a few days later I get an automated email saying my bank card will be charged more money. I did not authorise this and I'm fairly sure this is in fact fraudulent. This company operates a scam, has no intention of ever honouring their original quote, and will be reported to the financial ombudsman. If you're a customer with this company then you'd better pray you never need to make a claim, because I have a feeling they'd never accept it! Looking at other negative reviews, it seems I'm not alone in this experience, which is putting it mildly. Read more Read less
1st Central
Avoid - Coercive pattern,will trap you, non consented £
DO NOT USE!!!! you will be trapped into paying extra!! i have been with 1st Central for a good few years now, since 2019 and... DO NOT USE!!!! you will be trapped into paying extra!! i have been with 1st Central for a good few years now, since 2019 and i have not had any issues until now! i have been a loyal customer for years, and i have never cost them a penny, never claimed never missed a payment, they offered me a renewal this year an after looking around i thought no i will stay but i definitely regret my decision. They contacted me 2 days after my cooling off period asking for more information, i rang them and provided this, and then due to my occupation changing from admin assistant to accounts assistant they have tried to charge me an extra £226!! baring in mind i work from home, i am still the same assistant i have always been and i pose no risk sitting at home ALL day to work. I feel they are coercive, as its either pay £226 or £150 to now cancel ???? i havent even had a full month and they feel this is acceptable behaviour. after reading reviews it seems to be a reoccurring pattern of contacting customers after the cooling off period to TRAP you!! i have spent hours on the phone and noone can help. I know the response to this will be the same generic that all other reviews have ! this company goes against the Consumer Duty and Treating customers fairly. And will be reported to the FCO after 8 weeks. There is an ongoing complaint, and im waiting 2 weeks nearly to hear back from someone on this. Appalling company, disgusting behaviour! Read more Read less
1st Central
Products from 1st Central
Car insurance
by 1st CentralWith 1st Central, you can insure a single car or opt for a multicar policy. There’s also a telematics policy. As standard, you get up to 90 days free cover...
Car insurance
by 1st CentralWith 1st Central, you can insure a single car or opt for a multicar policy. There’s also a telematics policy. As standard, you get up to 90 days free cover...
Breakdown cover
by 1st Central1st Central offer breakdown cover, provided by the RAC. You can choose from five levels of cover: RAC Roadside Only, RAC Roadside + Recovery, RAC Roadside + At Home, RAC...
Breakdown cover
by 1st Central1st Central offer breakdown cover, provided by the RAC. You can choose from five levels of cover: RAC Roadside Only, RAC Roadside + Recovery, RAC Roadside + At Home, RAC...
Personal accident
by 1st Central1st Central Personal Accident Cover provides protection for anyone in the car, including the policyholder, named drivers and any passengers. Cover is up to £60,000 for people over 16 and...
Personal accident
by 1st Central1st Central Personal Accident Cover provides protection for anyone in the car, including the policyholder, named drivers and any passengers. Cover is up to £60,000 for people over 16 and...
Home insurance
by 1st Central1st Central home insurance provides cover for contents, buildings or both combined. You can add additional cover to a 1st Central home insurance policy including accidental damage, home emergency cover,...
Home insurance
by 1st Central1st Central home insurance provides cover for contents, buildings or both combined. You can add additional cover to a 1st Central home insurance policy including accidental damage, home emergency cover,...
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