Smart Money People Logo

Monument: Savings reviews

4.29
Based on 94 reviews, last reviewed 9th Sep 2024
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
77%
See only 4 star reviews
14%
See only 3 star reviews
3%
See only 2 star reviews
3%
See only 1 star reviews
3%

Latest highest rating:

5

Top Marks In All Areas Deposits and withdrawals really are instant with no delay like other so called 'instant access' accounts I've used. A great app too and favourable rat... Read more Reviewed on: 23rd August 2024
Carl Mountain's avatar
Carl Mountain

Latest lowest rating:

1

STAY AWAY Would not recommend anyone who are thinking to move their money into monument savings because of their interest rates. I have a large sum of cash whi... Read more Reviewed on: 9th September 2024
Shabaaz A's avatar
Shabaaz A

About this product

You can save between £25,000 and £2,000,000 with Monument.

Choose from fixed term deposits, notice accounts and easy access savings. Monument savings accounts can be opened and managed through the mobile app. If you need help, you can speak to the UK-based team instantly in the app or via the phone.

Monument savings account reviews help you find out what it’s really like to be a customer. If you’ve used Monument before, you can also leave a review and share your experience.

Monument Savings reviews (94)

Review of the Monument, Savings:

I am unsure about his App.

2
I am unsure about his App. I opened a 45-day notice account and all went well- easy to set up and use the App. However, on trying to withdraw my money I noticed there is no option/button to close the account nor nothing telling me what the daily interest is/ has be earnt. So, I could only draw out the Balance amount displayed minus the interest which stays in the account after the withdrawal? -according to a chat session. As I thought this was rather silly, I changed my interest payments from compounded to being paid into my linked account. This didn’t happen and the interest has stayed in my account. On using the chat facility again, I was told there is a technical glitch and I would have to wait 48hrs to get my money. Not impressed. The other idea of not having a log out button is plain daft- The reason is safety/security so you can’t remain logged in? All decent apps allow you to log out and then automatically log you out anyway after a period of inactivity – some of which you can set to a particular timer i.e. 2mins, 5mins etc. This App is just LAZY. This App needs a CLOSING ACCOUNT button and a LOG OUT button – it also needs to FUNCTION properly. If I have got to ring/chat to you every time I needed to do something with my money then what's the point of an App at all? Is the App working for Monument or Monument working for the App? Reviewed on: 2nd May 2024

Easy to do business with

4
Opened a savings account. Quick and easy. No fuss Reviewed on: 23rd February 2023

A good on line investment vehicle

5
Easy to apply with prompt responses and a user friendly app. Reviewed on: 23rd February 2023

Fixed Rate Savings Account

5
Professional , great communication with god products .Wouldnt hesitate to recommend their services . Reviewed on: 23rd February 2023

Great app

5
Easy to open; easy to use and great customer service Reviewed on: 22nd February 2023

my review

4
i have recommend Monument to friends and family Reviewed on: 22nd February 2023

Easy to open

5
Customer service excellent easy to open Reviewed on: 22nd February 2023

Easy application process

5
Found this Bank online when looking at interest rates. Easy process to open account all online and took no time. Great interest rate for the bond we required. Reviewed on: 22nd February 2023

New style of Banking

5
I found it easy to start saving and use their app. Reviewed on: 21st February 2023

Quick easy and good product

5
Good savings rate, easy to open, good App - all made the whole precess very easy & convenient! Reviewed on: 20th February 2023

Good app and savings rate

5
Invested fixed term last year attracted by user friendly app, rates and registration process. Hope to reinvest at competitive rate upon maturity. Reviewed on: 16th February 2023

Do you have a different Monument product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

There's still more to see!

Monument has a range of products available. Check the ratings of each product to find the right one for you. View all products