Write a review

AA: Car insurance reviews

Name: Car insurance
Rating: 2.72 (155 reviews)

View other AA products

2.39

Based on 155 reviews, last reviewed 22nd Apr 2025

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

32%

10%

49%

Latest highest rating:

5

Great value Easy to take out insurance policy, with a great price Reviewed on: 4th September 2024

Latest lowest rating:

1

After being involved in a non-fault accident, my exp... After being involved in a non-fault accident, my experience with AA Insurance has gone far beyond poor customer service — it has become a case of pote... Read more Reviewed on: 22nd April 2025

Read all reviews See your review

About this product

With AA car insurance, you can choose from three levels of cover depending on your needs. Each level has different features and benefits.

If you buy an AA car insurance policy, you’ll keep your no claim discount and pay no excess if an uninsured driver hits your car and it's not your fault. You can also get discounted breakdown cover.

AA car insurance reviews help you find out what it’s really like to be a customer. If you’ve used AA before, you can also leave a review and share your experience.

AA Car insurance reviews (155)

Review of the AA, Car insurance:

Reliable but very expensive

I've stayed with AA insurance as it's a name I know and feel secure with but they are more expensive than competitors and have always sent whopping renewal quotes. When I have the time to call and query it is suddenly reduced significantly. Reviewed on: 23rd August 2017

Rip off insurance

They will try hard to find the reason to not to cover your damage. Not very impress with their service Reviewed on: 27th September 2018

Excellent

Excellent service, accessible app, easy to contact Reviewed on: 23rd September 2018

Very Competative

For the first time in years my insurance premium was under £200. I was delighted! Reviewed on: 18th September 2018

Quick, cheap, easy

I used a price comparison site and they came up at the cheapest without needing a box. Paid, processed, completed in about 10 mins. Job done. Reviewed on: 7th September 2018

SCAMMERS DO NOT EVEN WASTE YOUR TIME SHAMEFUL CORPORATE BEHAVIOUR

ont waste your money! Life Draining service to say the least first and foremost i urge anyone who is considering AA home insurance to pay a little extra and use a more reliable honest and understanding firm. Have home and contents insurance with AA who have supposedly brokered it to another company which is fine however do you not do due diligence on any of these rogue firms, trident claims is an absoloute shack of a company and from the onset it has become the most difficult endevour of my life. I am a pensioner and you are making my life utterly miserable. We had a leak in our home and firstly tried to call them but the offices were closed circa 10 days ago, since then i have been messed around firstly we had a long list of questions and i was asked five times if i wanted to make a claim like it was some sort of crime to claim on your home insurance, every reply i gave was replied with an element of doubt. Then i was told i had died some years ago which is alarming when i am on the phone he was adamant that his checks showed i passed away twenty years ago, then he said i had a CCJ against my name, i have immaculate credit and was startled pre bank holiday so he fobbed me off sayign someone would call me back How can i have a CCJ 18 years after i had supposedly passed away its almost like they were making it up as they go along, all we wanted is for someone to come fix our ceiling! Having done several credit checks etc it transpires there is no CCJ or any record of one being open or closed in the last 35 years against me so that was a complete lie, they keep telling me that its with some team doing validation checks! What checks are you doing exactly, they just bluffing and buying time so they dont have to send an engineer out or pay out against the claim, shame on the AA board members i would name them but is easy to find online, your running the biggest sham company in the UK, take your money provide no service dont pay out. Dont buy any form of insurance from AA because you will never get any recompense. You have been warned AA is more like DD Diabolical and disgraceful Reviewed on: 27th August 2018

Rip off

I tried to call to cancel my policy 31/07 and 01/08/2018. I was waiting approximately 10 mins so put the phone down and cancelled my direct debit. I've been on holiday for 2 weeks and have phoned to cancel and they have charged me Reviewed on: 15th August 2018

AA to Z

I've never had a bad experience. Always friendly, fast swift renewals, and no under handed small print stuff lol, if there's been a bump. They are a well known brand, and for very good reason. They know well. Reviewed on: 31st July 2018

AA Review

AA need a lot of work they are no longer the leaders in their field Reviewed on: 2nd July 2018

Absolute wrip off

i would not touch this insurance with a barge pole. them and the garage work together to rip people off. I had a perfectly good car and they decided to write it off along with Bodykraft their repairer who over estimate repairs big time. I will not be having insurance through AA again and unless you have a AA approved repairer on your door step don't bother. mine was 55 miles away so I couldn't do anything about it hands tied. Reviewed on: 26th May 2018

Big wheels keep on turning......you over

My suspension spring broke on the front of my car also causing the shock absorber to fail. So I phoned the AA when the incident first occurred and asked if I am fully covered, the response was words to the effect of "yes, most likely you are covered". The AA then had my car towed to a garage of their choice who informed me they could only source after market parts. So, I asked my insurance company if they would be happy with that. They clearly expressed they would not be, they also expressed for safety and roadworthy purposes both sides of the suspension should be replaced. The garage confirmed this stance too. So I had to source and pay for the parts to hand to the garage to fit, remember this is the garage the AA has approved and organised my recovery with. But then the claim starts with the AA, Karl in the claims department in particular, seemed to be belligerent in his view and would not budge from the letter of the AA's policy, i.e only pay for the part that broke. So in my view they would be prepared to have the car repaired to an unsafe condition and not cover the cost of the repair to put the car back on the road safely. Karl seemed to stand by the AA's policy and would not consider otherwise, thus representing the AA. All this despite me having to pay for the parts myself because the garage the AA chose could not source them and the AA initially stating words to the effect of "yes, most likely, you are covered". In the end I am now over £800 out of pocket, plus what I have been paying for AA 'Maintenance cover' for my wife and myself. No longer, its not worth the aggravation with the AA and I will not allow them to jeopardise the safety of my family or myself. All in all the AA breakdown / maintenance cover takes a typical insurance money first stance and is not all you think it will be to protect you in my view. That TV advert they run with small child in the car singing…. make your own mind up….. Big wheels keep on turning…. you over Reviewed on: 12th April 2018

Do you have a different AA product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Are you a business? Get insights, reply to reviews, invite customers and understand their needs

Alternative products

Cycle Insurance
from ETA Insurance 1.52 from 5 reviews
Motorbike insurance (discontinued)
from Saga 5.00 from 1 reviews
Car Insurance
from Cuvva 2.75 from 4 reviews

There's still more to see!

AA has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub