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Are You Owed Money : Debt Collection reviews

1.75
Based on 68 reviews, last reviewed 9th Jan 2025
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Latest highest rating:

5

Very good xxxxx Go with them they make sense xx very nice very good Reviewed on: 30th July 2024
Mark wilde 's avatar
Mark wilde

Latest lowest rating:

1

Being scammed? Two years ago I had a problem with a tenant not paying her rent. Long story short she ended up owing me around £1250. In trying to find a solution I c... Read more Reviewed on: 9th January 2025
Rod S's avatar
Rod S

About this product

Are You Owed Money provide services to help with debt collection including recovery, tracing, mediation, credit checking and legal support.

Each client has a customer service contact as well as a profile on a client portal. The details of the case are updated 24 hours a day so you know what’s happening with your debtor.

Are You Owed Money reviews help you find out what it’s really like to be a customer. If you’ve used Are You Owed Money before, you can also leave a review and share your experience.

Are You Owed Money Debt Collection reviews (68)

Review of the Are You Owed Money, Debt Collection:

A Scam. That's Not What was Promised

1
Case No: AY-5160-0624 In November 2022 AYOM Contacted me, through their facilitator Mr * ******, to discuss my case for a debt collection. We agreed a date to call to discuss. In the meantime, AYOM asked me to send all the necessary documents for them to review prior to the next phone call. One of the documents included a a confirmation that my debtor had made me a verbal unacceptable offer of £5,000 to settle the case. During the appointed 10-minute telephone call with Mr *******, I was told that AYOM will have an 85% chance of recovering the debt including the reduced AYOM fee of £1500 (Incl VAT) which AYOM would charge me. Mr ***** assured me that my case was solid. I sent AYOM all relevant documents prior to signing the contract to ensure that all is kosher, and asked AYOM to let me know if there is anything else they require. In late December the contract was signed and the agreed fee of £1500 was paid. Days and weeks passed with little progress. In mid February 2023, AYOM emailed me requesting written proof of the client's offer to settle. I reminded them of the letter (copied to AYOM in November) which I had sent to the client confirming my rejection of his verbal offer of £5,000. AYOM did not respond to that. AYOM claimed I did not inform Mr ******* (of the verbal offer) during our 10-minute phone call. I disputed that and demanded a transcript of that phone call. On 15 March, AYOM emailed me only two lines of that 10 Minute phone call which did not proof their allegation. Back and forth between AYOM and myself to no avail and without AYOM responding to my request to prove their allegations. I requested, as within my legal rights, copies of whatever correspondence or telephone contacts AYOM had with my Debtor/Client to show what efforts has AYOM made towards resolving my case. Nothing. I wrote AYOM demanding the refund of the £1500 fee paid. But they refused. They closed my case. All attempts to contact AYOM by email remained unanswered or repeating the same allegation without proof. All telephone attempts to contact Customer Services, the Legal section or Mr *******, were diverted to "Collection" who advised me that they will pass my query by email to the relevant section and urged me to wait. The last automated reply from AYOM was dated 9.6.2023 which said: "The team will respond to all client enquiries / updates as soon as possible. We are experiencing high volumes of enquiries, so please allow up-to 2 working weeks for a response. If your enquiry is urgent, please call 0333 355 7114 to speak to one of the Customer Services Team". Nothing since.. I am now going legal unless they pay up in 14 days. Reviewed on: 24th July 2023
Reply from Are You Owed Money Good afternoon Antoine. All cases we accept are based on the information provided by our clients. The details given to us were what made us believe we could have success working this case. It transpired what information was given to us at the outset was not sufficient to enable us to continue the case on the initial premise. We asked for additional evidence which would support any claim you wish to make but you were unable to provide this. We dispute your claim that the case was a “total failure”. We worked the case fully with what information we were given and updated you when we required additional information. Regards, the AYOM team. Response date: 25th July 2023
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Are You Owed Money

Avoid!!

1
Collected a debt from our client but have failed to pay across to us despite being well over 90 days . No response from finance team with date we will actually receive the payment we are entitled too . Reviewed on: 16th December 2021

Inept and ineffective

1
Signed contract in June 2020, not a penny received yet they have held back monies paid by debtor beyond terms and conditions. They have not resoned to information request for several weeks. Despite inevitable 38.5% charge by AYOM I am engaging another company. Reviewed on: 7th December 2021
Reply from Are You Owed Money We were unable to locate this reviewer. If you are an AYOM client please email [email protected] with your ID, contact phone and email for us to investigate this review. Our terms and conditions are freely available on our website for the public to view at any time. Response date: 25th March 2022
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Are You Owed Money

Don't waste any more of your money

1
If this company really exists do not engage with them. Full of promises and no action. Say they've written and phoned my debtor for months now but wont prove it. Complete waste of time and money. Reviewed on: 3rd October 2021
Reply from Are You Owed Money We were unable to locate this reviewer. If you are an AYOM client please email [email protected] with your ID, contact phone and email for us to investigate this review. Response date: 25th March 2022
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Are You Owed Money

Great Debt Recovery Company :)

5
It took some time with Covid-19 and problems with the person owing the debt trying to get out of it but after some time Are You Owed Money finally received all of the money in full. A+ service, would highly recommend this company to recover anyone's debt Reviewed on: 1st October 2021
Reply from Are You Owed Money Good afternoon Max. Thank you very much for taking some time to write about your experience with us. We appreciate the positive feedback and comments regarding your interaction with our staff. Please get in touch if we can provide any further assistance. Kind regards, the Are You Owed Money team. Response date: 5th October 2021
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Are You Owed Money

Nice lady

5
The lady sorted out everything great customer service Reviewed on: 17th September 2021
Reply from Are You Owed Money Good morning Louise. We appreciate your feedback and are pleased to see you had a positive interaction and result with us. Please get in touch if we can answer any questions for you. Kind regards, the AYOM team. Response date: 23rd September 2021
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Are You Owed Money

Very happy with the service from debbie

5
Have agreed a payment plan which suits all involved Reviewed on: 11th September 2021
Reply from Are You Owed Money Good morning Kevin. Thank you very much for your review, we appreciate the feedback on your experience with us. Please get in touch if we can provide any further assistance on your matter. Kind regards, the Are You Owed Money team. Response date: 16th September 2021
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Are You Owed Money

Quick and Efficient

4
Debbie was very efficient and dealt with my query quickly and have good customer service. Reviewed on: 7th September 2021
Reply from Are You Owed Money Good afternoon Sam. Thank you for reviewing your experience. We are very pleased to see your case handler abided by our core values to provide a positive and efficient service while engaging with you. Please get in touch if you have any questions. Kind regards, the Are You Owed Money team. Response date: 9th September 2021
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Are You Owed Money

Helpful Service

5
I spoke with Victoria who has very polite and understanding of my issue. After raising a dispute she talked me through the actions I need to take to ensure I am not paying anymore money than is required. Thank you for all your help today Victoria x Reviewed on: 7th September 2021
Reply from Are You Owed Money Good afternoon Gina. Thank you very much for your review. We appreciate you taking some time to talk about your experience. We are very pleased to see your case handler resolved your matter in a way suitable for all parties. Kind regards, the Are You Owed Money team. Response date: 9th September 2021
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Are You Owed Money

Friendly and efficient

5
Was able to resolve my query quickly and effieciently, pleasure to deal with. Reviewed on: 2nd September 2021
Reply from Are You Owed Money Good morning Jack. Thanks for taking some time to leave your review. We appreciate the positive feedback and are happy you had a good experience with our case handler. Kind regards, the Are You Owed Money team. Response date: 3rd September 2021
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Are You Owed Money

Amaazing service

5
Debbie my account manager was very clear and helpful! Would definitely recommend Reviewed on: 2nd September 2021
Reply from Are You Owed Money Good morning. Thank you for your review. We are very appreciative of the recommendation. Please do get in touch if we can answer any questions about the case. Kind regards, the Are You Owed Money team. Response date: 3rd September 2021
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Are You Owed Money