Smart Money People Logo

Argos: Credit Card reviews

3.28
Based on 54 reviews, last reviewed 29th Apr 2025
100% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
44%
See only 4 star reviews
15%
See only 3 star reviews
4%
See only 2 star reviews
7%
See only 1 star reviews
30%

Latest highest rating:

5

Excellent Customer Service: A wonderful experience an A wonderful experience and value for my money. After sale service guaranteed when i had issues with the smart phone I subscribed for it was repaired s... Read more Reviewed on: 29th April 2025
David S's avatar
David S

Latest lowest rating:

1

Declined straight away with out even the chance Declined straight away with out even the chance Reviewed on: 23rd April 2025
Gemma M's avatar
Gemma M

About this product

Argos Credit Card reviews from our Smart Money People can help you to find out more about this product? Oh, and if you have an Argos Credit Card, why not leave a quick review today! You're helping us to build the UK's no.1 review site for financial products.

Argos Credit Card reviews (54)

Review of the Argos, Credit Card:

Long 0%

5
If u take somthing for 12 months u can pay what ever u like but u must pay faster then 12 months Reviewed on: 23rd May 2017

Threatening Letter's and no right to complain!

1
Started to receive demands for payment from their card services for a debt that is not mine (someone else's name at my address that I have lived there for 20 years. Spoke to them and told send back and they will correct. 5 letters and phone calls later, still kept receiving them, then started get debt collector threats of legal action. Wrote and complained to be told as the debt is not mine, I have no rights to complain and that they will continue to send threatening letters until the real person contacts them to change the address!! What a load of **** as if whoever gave a fraudulent address (which they should have check them out before giving credit) is going to have a change of heart and tell them where they actually live. Never use store cards and will never use Argo's again too! Reviewed on: 13th November 2019

Good argos review

5
Brilliant scheme 0 interest free helps with paying big items back spread over time. Also offer great deals all the time very pleased customer. Reviewed on: 27th August 2019

Ok

2
Not the best experience, service could be improved Reviewed on: 6th July 2019

The Best Bank

5
I find very easy, helpful staff and it's a best bank in the world.I recommend this. Reviewed on: 9th February 2019

Buy now pay later is Great

3
Buy now pay later makes it so I'm so able to purchase the things I want now rather than later. Reviewed on: 21st January 2018

Argos Card

5
Brilliant interest free purchases pay as and when you want. Reviewed on: 7th January 2018

Poor customer service

2
Every time I had to call them the customer service was just awful. Never helpful or happy to fix the problem, the cards were getting damaged very easily. Had to cancel my credit card with them Reviewed on: 22nd June 2017

The best credit card provider

5
Argos credit card has been the best credit card I have had. The customer service is second to none and the points earned make it all worth while. I've had nothing but good experiences with Argos! Reviewed on: 8th June 2017

Card is convenient but expensive

4
Having an Argos card is great for one thing: buying moderately expensive but common items that aren't any cheaper elsewhere, and paying them off before the interest free period expires. However if you don't do this, they nail you with interest. I've also found it means I sometimes I pay more for things that I could get cheaper elsewhere. Which I guess makes it a good business tactic on Argos' part. Reviewed on: 7th June 2017

Horrendous

1
Worst product you could let yourself in for.. poor customer service Reviewed on: 31st May 2017
Are you a business? Get insights, reply to reviews, invite customers and understand their needs