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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5210 reviews)

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4.91

Based on 5,210 reviews, last reviewed 28th Apr 2026

7871% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Continuing excellence. Never had any problems. Good savings rates.. Reviewed on: 28th April 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5210)

Does what it says on the tin!

Does what it says on the tin! Easy to get hold of by phone Reviewed on: 4th March 2026

Competitive rates

The app is so easy to use and navigate. Never had any issues accessing my account. The rates are very competitive too. Reviewed on: 4th March 2026

Atom is great

App is very simple to use. Love how they pay out interest every month and want you when your account expires so you can choose a new account. Reviewed on: 4th March 2026

Easy App

Easy to use App. Everything is explained in plain English. I have used Atom for several years and have never been disappointed. I know I would always like more interest but fin Atom very competitive. Reviewed on: 4th March 2026

Great bank and excellent service

Easy to set up with appropriate security arrangements too. The app is clear and easy to use do AO can find out anything I want about my account Reviewed on: 4th March 2026

Competitive interest rates , secure account .

Competitive interest rates , secure account . Information readily available Reviewed on: 4th March 2026

Easy to use rates going on par with uk rates

Easy to use rates going on par with uk rates Reviewed on: 4th March 2026

Very easy to use and options to log in.

Very easy to use and options to log in, possibly could offer a fingerprint option. App only but again no issues. have had no need to contact customer service Reviewed on: 4th March 2026

Recommended by Martin Lewis.

Recommended by Martin Lewis. Easy to set up and use. No issues. Reviewed on: 4th March 2026

Access with app

Never had a problem with dealing on their app Reviewed on: 4th March 2026

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