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Atom Bank: Savings reviews

4.92
Based on 4,805 reviews, last reviewed 13th Feb 2026
9900% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
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0%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

Easiest bank app to use. Easiest bank app to use. Interest is good and paid on time and on maturity money is returned immediately. Reviewed on: 13th February 2026
Tom's avatar
Tom

Latest lowest rating:

1

Disappointing Since opening this account the attractive headline ‘come open an account’ with us interest rate has done down three times. Not ideal! I am in the proc... Read more Reviewed on: 11th February 2026
Mike's avatar
Mike

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (4805)

Atom Bank experience

5
The app is user friendly and secure Reviewed on: 23rd April 2025

Atom bank is great.

5
Atom bank is super simple to use and makes me feel like my money is protected. Their customer service is great the savings accounts hold great value. Reviewed on: 23rd April 2025

Very happy with the app.

4
Very happy with the app. I find your rates very competitive and very easy to move money after the term has ended Reviewed on: 22nd April 2025

Love the simplicity of banking with Atom

5
Love the simplicity of banking with Atom. Customer service is available when the need arises, but I've hardly needed them at all. The interest rates have been very favourable during my time with them. Reviewed on: 22nd April 2025

Simple, easy and very intuitive banking.

5
Simple, easy and very intuitive banking. Reviewed on: 22nd April 2025

Recommend

5
Atom bank was recommended on tv by Martin Lewis. That’s why I opened an account! Reviewed on: 22nd April 2025

Atom good rates, easy to use app.

5
Atom have be great from my savings, good rates and easy to track using their app. Reviewed on: 22nd April 2025

The Atom bank app is extremely userfriendly and give...

5
The Atom bank app is extremely userfriendly and gives clear information. The bank has competitive rates. I am a happy customer. Reviewed on: 22nd April 2025

Easy to use - good rates

5
very straightforward, Atom were suggested as a saving account, it had a competitive interest rate and it was highlighted as easy to use. I've been transferring it regular amounts, notifications come up straight away on the deposits I make. No complaints at all Reviewed on: 22nd April 2025

Great App.

4
Great App. Would highly recommend Reviewed on: 22nd April 2025

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