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Atom Bank: Savings reviews

Name: Savings
Rating: 4.81 (5213 reviews)

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4.81

Based on 5,213 reviews, last reviewed 24th Jun 2026

97% decrease in 5 star reviews

in the past 90 days

86% decrease in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Clean and efficient Atom has multiple products available dependent on your goals and the App interface is very clean and simple to use. Reviewed on: 16th June 2026

Latest lowest rating:

1

phone stolen . Atom lethargic in their response I had my phone stolen . While Barclays acted like lightning to secure my accounts. Atom was slow ,uninterested and not clear with the explanations of ... Read more Reviewed on: 24th June 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5213)

Very easy to use and options to log in.

Very easy to use and options to log in, possibly could offer a fingerprint option. App only but again no issues. have had no need to contact customer service Reviewed on: 4th March 2026

Recommended by Martin Lewis.

Recommended by Martin Lewis. Easy to set up and use. No issues. Reviewed on: 4th March 2026

Access with app

Never had a problem with dealing on their app Reviewed on: 4th March 2026

Interest rate good.

Interest rate. The best of a poor situation as interest rates fall. Reviewed on: 4th March 2026

Great savings provider

Easy to set up and use the app. It works every time. Notifications received every time that there is transaction on my account. Competitive interest rates - not the best in the market but everything else about the account makes up for that. Reviewed on: 4th March 2026

Antiquated.

I have money with you and I’m now over the limit for having money in bonds. A ceiling of £100,000 is one if the most rediculas amounts I have heard if with a bank especially now money is covered to £120,000 Also your CEO don’t reply to his emails. Reviewed on: 4th March 2026

Atom bank

Very easy to use, what more could you ask for! Reviewed on: 4th March 2026

Very good rates and easy access!

Very good rates and easy access! Reviewed on: 4th March 2026

Happy but concerned

I am happy with the savings account that I hold but am concerned about the number of people complaining about the service and inability to withdraw funds. I have not yet tried to make a withdrawal. Reviewed on: 4th March 2026

Generally good although the cash back deals are not...

Generally good although the cash back deals are not as good as previously Reviewed on: 4th March 2026

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