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Atom Bank: Savings reviews

Name: Savings
Rating: 4.81 (5213 reviews)

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4.81

Based on 5,213 reviews, last reviewed 24th Jun 2026

97% decrease in 5 star reviews

in the past 90 days

86% decrease in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Clean and efficient Atom has multiple products available dependent on your goals and the App interface is very clean and simple to use. Reviewed on: 16th June 2026

Latest lowest rating:

1

phone stolen . Atom lethargic in their response I had my phone stolen . While Barclays acted like lightning to secure my accounts. Atom was slow ,uninterested and not clear with the explanations of ... Read more Reviewed on: 24th June 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5213)

This is a very easy app to manage and understand wit...

This is a very easy app to manage and understand with great Pinterest rates. Reviewed on: 3rd March 2026

Cost me money

I opened a savings account. They kept lowering the interest, even more so when there was an interest rate cut. That pressured me into sticking a small amount of money into a fixed interest account. I was getting interest monthly and thought this new account was doing the same. I then found out this account paid 9 months later and paid interest into the following tax year and not using this years tax free allowance. Next years allowance is taken with other savings so i now lose 20% of £*** interest. When i noticed i contacted Atom and was told there is nothing that could be done.... No help whatsoever and will not be using again... Reviewed on: 3rd March 2026

Really like the linked account which is excellent.

Really like the linked account which is excellent. Very easy to see balances, other account options, statements & email notifications of interest added etc. Advance notifications of any rate changes & commencement dates. Reviewed on: 3rd March 2026

Easy to use.

I only use a fixed term savings account and it was easy y to set up and use. I wish there was a business account to which I could transfer my business. Reviewed on: 3rd March 2026

Easy and simple

East to open the account, and comes with a very simple to use app. Reviewed on: 3rd March 2026

Always had a good return

I have invested with Atom a few times now and have always had a good return Reviewed on: 3rd March 2026

Great product and super easy app

Great product and super easy app Reviewed on: 3rd March 2026

Great to use

I've used the fixed saving several times with his interest rates. I also hold a savings account. The app is also good to use. Reviewed on: 3rd March 2026

Appreciate the option of moving part of funds to Rew...

Appreciate the option of moving part of funds to Reward account where return is better but reduces for a while if sum withdrawn. Reviewed on: 3rd March 2026

The Atom App.

The Atom App is very easy to use and check statements. Reviewed on: 3rd March 2026

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