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Atom Bank: Savings reviews

4.91
Based on 5,210 reviews, last reviewed 28th Apr 2026
7871% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Continuing excellence. Never had any problems. Good savings rates.. Reviewed on: 28th April 2026
Robert B's avatar
Robert B

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5210)

Easy to use.

4
I only use a fixed term savings account and it was easy y to set up and use. I wish there was a business account to which I could transfer my business. Reviewed on: 3rd March 2026

Easy and simple

4
East to open the account, and comes with a very simple to use app. Reviewed on: 3rd March 2026

Always had a good return

5
I have invested with Atom a few times now and have always had a good return Reviewed on: 3rd March 2026

Great product and super easy app

5
Great product and super easy app Reviewed on: 3rd March 2026

Great to use

5
I've used the fixed saving several times with his interest rates. I also hold a savings account. The app is also good to use. Reviewed on: 3rd March 2026

Appreciate the option of moving part of funds to Rew...

4
Appreciate the option of moving part of funds to Reward account where return is better but reduces for a while if sum withdrawn. Reviewed on: 3rd March 2026

The Atom App.

4
The Atom App is very easy to use and check statements. Reviewed on: 3rd March 2026

Great bank and easy to use.

5
Great bank and easy to use. Website is clear and user friendly. No issues Reviewed on: 3rd March 2026

Atom are excellent to deal with, excellent rates

5
Atom are excellent to deal with, excellent rates Reviewed on: 3rd March 2026

Easy to use App.

4
Easy to use App. Competitive rates. Used to like the 3/6/9 months until they removed the 3 months. Reviewed on: 3rd March 2026

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