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Atom Bank: Savings reviews

Name: Savings
Rating: 4.81 (5211 reviews)

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4.81

Based on 5,211 reviews, last reviewed 12th Jun 2026

95% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

No brainer Very easy to use, haven't needed a follow up call or anything, all went smoothly (so far). Reviewed on: 12th June 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5211)

Really like the linked account which is excellent.

Really like the linked account which is excellent. Very easy to see balances, other account options, statements & email notifications of interest added etc. Advance notifications of any rate changes & commencement dates. Reviewed on: 3rd March 2026

Easy to use.

I only use a fixed term savings account and it was easy y to set up and use. I wish there was a business account to which I could transfer my business. Reviewed on: 3rd March 2026

Easy and simple

East to open the account, and comes with a very simple to use app. Reviewed on: 3rd March 2026

Always had a good return

I have invested with Atom a few times now and have always had a good return Reviewed on: 3rd March 2026

Great product and super easy app

Great product and super easy app Reviewed on: 3rd March 2026

Great to use

I've used the fixed saving several times with his interest rates. I also hold a savings account. The app is also good to use. Reviewed on: 3rd March 2026

Appreciate the option of moving part of funds to Rew...

Appreciate the option of moving part of funds to Reward account where return is better but reduces for a while if sum withdrawn. Reviewed on: 3rd March 2026

The Atom App.

The Atom App is very easy to use and check statements. Reviewed on: 3rd March 2026

Great bank and easy to use.

Great bank and easy to use. Website is clear and user friendly. No issues Reviewed on: 3rd March 2026

Atom are excellent to deal with, excellent rates

Atom are excellent to deal with, excellent rates Reviewed on: 3rd March 2026

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