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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5210 reviews)

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4.91

Based on 5,210 reviews, last reviewed 28th Apr 2026

7871% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Continuing excellence. Never had any problems. Good savings rates.. Reviewed on: 28th April 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5210)

Great online bank

Great online bank, easy to use, helpful staff. Reviewed on: 3rd March 2026

Good account and interest rate.

I use Atom for instant access account and have found them to be good. The rate of interest on the account is competitive and opening the account was straight forward. I have been happy with the account. Reviewed on: 3rd March 2026

It’s easy to set up and monitor

It’s easy to set up and monitor and over the years Atom has offered a competitive interest rate on savings. Reviewed on: 3rd March 2026

I found the account very easy to open

I found the account very easy to open and have regularly been kept up to date with the account Reviewed on: 3rd March 2026

Excellent service, good easy to use no hassle banking

Excellent service, good easy to use no hassle banking Reviewed on: 3rd March 2026

Quick easy set up and clear direction with investment.

Quick easy set up and clear direction with investment. Rate is competitive and could be frozen for longer periods. Reviewed on: 3rd March 2026

Brilliant

When ever I need advice first direct are great very helpful services would always recommend to my family and friends. Which I have done. Reviewed on: 3rd March 2026

Easy to open and operate the account.

Easy to open and operate the account. Reviewed on: 3rd March 2026

Set up a fixed term savings account.

Set up a fixed term savings account. Clear information provided on the app. When the fixed rate ended, I received helpful information on my options. Chose to do another fixed rate with Atom as they are easy to deal with and have good interest rates too Reviewed on: 3rd March 2026

Best Bank

A good app always leading saving rates and are available by phone.. Reviewed on: 3rd March 2026

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