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Atom Bank: Savings reviews

Name: Savings
Rating: 4.81 (5211 reviews)

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4.81

Based on 5,211 reviews, last reviewed 12th Jun 2026

95% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

No brainer Very easy to use, haven't needed a follow up call or anything, all went smoothly (so far). Reviewed on: 12th June 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5211)

Best Bank

A good app always leading saving rates and are available by phone.. Reviewed on: 3rd March 2026

I have found Atom Bank to be most efficient.

I have found Atom Bank to be most efficient and has performed exactly as good as I expected in all departments. I have no concerns with security and I am able to view my balance very conveniently, without wasting time inserting a series of passcodes, numbers and various codes. Reviewed on: 3rd March 2026

Excellent service

I like Atom because the app is easy to use and all transactions are confirmed immediately. I am kept informed of any changes that occur. The interest rates have gone down, but that's the case with all banks. I feel that Atom deserves my loyalty. Reviewed on: 3rd March 2026

Atom was recommended to me by a friend.

Atom was recommended to me by a friend, and you know that it was a good recommendation because we are still friends. The App is so easy to use, and if you are in need there is a real person (helpful person) to answer any questions Reviewed on: 3rd March 2026

Reliable

Have invested three times now, always with a competitive rate Reviewed on: 3rd March 2026

Real People

Either chat line or real person tp answer queries.Interest rates on deposit superior to ;big names' Reviewed on: 3rd March 2026

Used Atom bank fixed saver on three occasions worked...

Used Atom bank fixed saver on three occasions worked very well with no issues. Always competitive saving rates Reviewed on: 3rd March 2026

Spot on, can’t fault Atom for their service and offe...

Spot on, can’t fault Atom for their service and offerings. They have always been reliable and have a good app based system. Would recommend for anyone wanting to find a good home for their savings. Reviewed on: 3rd March 2026

First choice

Easy to use website. Clear information and good communication Reviewed on: 3rd March 2026

Best banking move I ever made ..

I have never used an online bank before, so I was a bit worried how it would all work out, but I really need not have as it's great and I've have found the service really first class and easy to use. It's a better rate on my savings than I was getting elsewhere too. Win, win all round. Reviewed on: 3rd March 2026

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