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Atom Bank: Savings reviews

Name: Savings
Rating: 4.81 (5213 reviews)

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4.81

Based on 5,213 reviews, last reviewed 24th Jun 2026

97% decrease in 5 star reviews

in the past 90 days

86% decrease in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Clean and efficient Atom has multiple products available dependent on your goals and the App interface is very clean and simple to use. Reviewed on: 16th June 2026

Latest lowest rating:

1

phone stolen . Atom lethargic in their response I had my phone stolen . While Barclays acted like lightning to secure my accounts. Atom was slow ,uninterested and not clear with the explanations of ... Read more Reviewed on: 24th June 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5213)

Easy to open and operate the account.

Easy to open and operate the account. Reviewed on: 3rd March 2026

Set up a fixed term savings account.

Set up a fixed term savings account. Clear information provided on the app. When the fixed rate ended, I received helpful information on my options. Chose to do another fixed rate with Atom as they are easy to deal with and have good interest rates too Reviewed on: 3rd March 2026

Best Bank

A good app always leading saving rates and are available by phone.. Reviewed on: 3rd March 2026

I have found Atom Bank to be most efficient.

I have found Atom Bank to be most efficient and has performed exactly as good as I expected in all departments. I have no concerns with security and I am able to view my balance very conveniently, without wasting time inserting a series of passcodes, numbers and various codes. Reviewed on: 3rd March 2026

Excellent service

I like Atom because the app is easy to use and all transactions are confirmed immediately. I am kept informed of any changes that occur. The interest rates have gone down, but that's the case with all banks. I feel that Atom deserves my loyalty. Reviewed on: 3rd March 2026

Atom was recommended to me by a friend.

Atom was recommended to me by a friend, and you know that it was a good recommendation because we are still friends. The App is so easy to use, and if you are in need there is a real person (helpful person) to answer any questions Reviewed on: 3rd March 2026

Reliable

Have invested three times now, always with a competitive rate Reviewed on: 3rd March 2026

Real People

Either chat line or real person tp answer queries.Interest rates on deposit superior to ;big names' Reviewed on: 3rd March 2026

Used Atom bank fixed saver on three occasions worked...

Used Atom bank fixed saver on three occasions worked very well with no issues. Always competitive saving rates Reviewed on: 3rd March 2026

Spot on, can’t fault Atom for their service and offe...

Spot on, can’t fault Atom for their service and offerings. They have always been reliable and have a good app based system. Would recommend for anyone wanting to find a good home for their savings. Reviewed on: 3rd March 2026

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