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Atom Bank: Savings reviews

Name: Savings
Rating: 4.81 (5213 reviews)

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4.81

Based on 5,213 reviews, last reviewed 24th Jun 2026

97% decrease in 5 star reviews

in the past 90 days

86% decrease in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Clean and efficient Atom has multiple products available dependent on your goals and the App interface is very clean and simple to use. Reviewed on: 16th June 2026

Latest lowest rating:

1

phone stolen . Atom lethargic in their response I had my phone stolen . While Barclays acted like lightning to secure my accounts. Atom was slow ,uninterested and not clear with the explanations of ... Read more Reviewed on: 24th June 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5213)

First choice

Easy to use website. Clear information and good communication Reviewed on: 3rd March 2026

Best banking move I ever made ..

I have never used an online bank before, so I was a bit worried how it would all work out, but I really need not have as it's great and I've have found the service really first class and easy to use. It's a better rate on my savings than I was getting elsewhere too. Win, win all round. Reviewed on: 3rd March 2026

Been good but interest rates aren't leading as they...

Been good but interest rates aren't leading as they once were Reviewed on: 3rd March 2026

Great app, easy access but also greedy

Great app and easy access to my money. The biggest problem I have had is that Atom have reduced its interest rate by more than the reduction implemented by the Bank of England - on more than one occasion. This is nothing less than sheer greed. What a pity as Atom is otherwise very good. Reviewed on: 3rd March 2026

Excellent and easy to use App.

Excellent and easy to use App. Very good at communicating changes in rates. Reviewed on: 3rd March 2026

I was a little dubious about using an online only ba...

I was a little dubious about using an online only bank, but have found the service excellent. A much better rate on my savings than the high Street bank I was using. Reviewed on: 3rd March 2026

Accounts are really easy to open and simple to manag...

Accounts are really easy to open and simple to manage, and the interest rates offered are competitive. I recommend people to take a look at Atom bank's savings account. Reviewed on: 3rd March 2026

So easy to use the app, never had a problem with tra...

So easy to use the app, never had a problem with transactions. Excellent customer service. Always have good interest rates available. Highly recommended. Reviewed on: 3rd March 2026

So far I've not had a bad experience but looking at...

So far I've not had a bad experience but looking at the ratings/feedback I only hope I don't need to withdraw my money due to an emergency Reviewed on: 3rd March 2026

Fixed saver interest is one of the best

Fixed saver interest is one of the best Reviewed on: 3rd March 2026

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