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Atom Bank: Savings reviews

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4.92
Based on 4,891 reviews, last reviewed 3rd Mar 2026
13500% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
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5%
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0%
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0%
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1%

Latest highest rating:

5

Really like the linked account which is excellent. Really like the linked account which is excellent. Very easy to see balances, other account options, statements & email notifications of interest adde... Read more Reviewed on: 3rd March 2026
Ann D's avatar
Ann D

Latest lowest rating:

1

Disappointing Since opening this account the attractive headline ‘come open an account’ with us interest rate has done down three times. Not ideal! I am in the proc... Read more Reviewed on: 11th February 2026
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Mike
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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (4891)

Atom bank is great, good interest rates for savers

5
Atom bank is great, good interest rates for savers and excellent communication for changes to the account. Reviewed on: 25th April 2025
Lel P's avatar
Lel P

Great bank

5
Great App, easy to open and manage accounts Reviewed on: 25th April 2025
Chris's avatar
Chris

Easy to apply for a savings account.

5
Easy to apply for a savings account. Great choice of terms for fixed savings accounts with very competitive interest rates. Same applies for the Instant Saver. Fantastic app for controlling your accounts. Very Secure. My wife is now also a customer because of the above. Reviewed on: 25th April 2025
Michael C's avatar
Michael C

All good experiences

5
All good experiences - easy to start an account with an easy to use app Reviewed on: 25th April 2025
Janet's avatar
Janet

Everything about Atom is five star

5
I've been impressed with Atom since my first interaction. The app is great and customer service was very helpful when I needed to change my address. Reviewed on: 24th April 2025
Clare A's avatar
Clare A

Great online bank with competitive interest rates

3
Been good so far though very little email contact from bank or notification nudges. Seems like that could be much stronger app good to use but could also be more upfront with money suggestions etc. Reviewed on: 24th April 2025
Chris B's avatar
Chris B

Great bank

5
Easy to set up and good interest. Reviewed on: 24th April 2025
UJU's avatar
UJU

Easy setup and access

5
Easy to set up accounts, easy app to use, easy and quick to access my money when I need it. I have never needed to contact Atom about any issue, so I can't comment on their customer service. Reviewed on: 24th April 2025
Teresa B's avatar
Teresa B

Great service

5
The app is easy to use and navigate. When I have contacted customer service over the phone, I get a quick and friendly response from a real person! Overall, very happy with my experience. Reviewed on: 24th April 2025
Holly A's avatar
Holly A

Excellent bank.

5
Excellent bank. Great service and App. Reviewed on: 24th April 2025
Damian K's avatar
Damian K

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