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Atom Bank: Savings reviews

Name: Savings
Rating: 4.81 (5211 reviews)

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4.81

Based on 5,211 reviews, last reviewed 12th Jun 2026

95% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

No brainer Very easy to use, haven't needed a follow up call or anything, all went smoothly (so far). Reviewed on: 12th June 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5211)

Cannot open more than 1 bank account over government...

Cannot open more than 1 bank account over government insurance !!!! Reviewed on: 3rd March 2026

What's not to like Good rates great app simple to use

Good rates great app simple to use Reviewed on: 3rd March 2026

Tech savvy company and all communications timely and...

Tech savvy company and all communications timely and clearly set out the main points Reviewed on: 3rd March 2026

Clear, simple savings advice....

Clear, understandable savings advice with a calculator showing outcomes and how much you will receive in interest on a monthly basis, if required. Been with them for over seven years. Reviewed on: 3rd March 2026

Great App, but rates could be better

A great easy to use App with instant transactions between accounts. Initial interest rates were near market leading but now noticing a drop off in comparison to others. A shame. Reviewed on: 3rd March 2026

Excellent service

Excellent service with no restriction on withdrawal - additionally everything banked quickly with communication delivered in seconds Reviewed on: 3rd March 2026

Always a good rate of interest.

Always a good rate of interest. App really easy to use. Any queries dealt with promptly. Reviewed on: 3rd March 2026

Easy and efficient, good range of product offers.

Easy and efficient, good range of product offers. Reviewed on: 3rd March 2026

Love tge app and service!

Have been with Atom bank some years now and love that I can control everything through the app. Rates are competitive too. Reviewed on: 3rd March 2026

Very satisfied and highly recommended.

Very satisfied and highly recommended. Reviewed on: 3rd March 2026

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