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Atom Bank: Savings reviews

4.81
Based on 5,214 reviews, last reviewed 3rd Sep 2026
93% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Atomic savings provider The App is so easy to use. The communication, when savings are coming to maturity, with options so simple to execute. Reviewed on: 3rd September 2026
Mark A's avatar
Mark A

Latest lowest rating:

1

phone stolen . Atom lethargic in their response I had my phone stolen . While Barclays acted like lightning to secure my accounts. Atom was slow ,uninterested and not clear with the explanations of ... Read more Reviewed on: 24th June 2026
George A's avatar
George A

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5214)

Fixed saver interest is one of the best

5
Fixed saver interest is one of the best Reviewed on: 3rd March 2026

Great service

5
Great service, always helpful when needed, good interest rates, what’s not to like Reviewed on: 3rd March 2026

Great service and a great App.

5
I’ve had a couple of interactions with the support teams, one via chat in the App and one via a phone call ; both were excellent, all questions were answered completely and with minimum delay. The App is very easy to use and all money movements have been immediate. The savings interest rate might not be the best available, but it’s pretty close ! Altogether a great bank with excellent service. Reviewed on: 3rd March 2026

Cannot open more than 1 bank account over government...

3
Cannot open more than 1 bank account over government insurance !!!! Reviewed on: 3rd March 2026

What's not to like Good rates great app simple to use

5
Good rates great app simple to use Reviewed on: 3rd March 2026

Tech savvy company and all communications timely and...

5
Tech savvy company and all communications timely and clearly set out the main points Reviewed on: 3rd March 2026

Clear, simple savings advice....

5
Clear, understandable savings advice with a calculator showing outcomes and how much you will receive in interest on a monthly basis, if required. Been with them for over seven years. Reviewed on: 3rd March 2026

Great App, but rates could be better

4
A great easy to use App with instant transactions between accounts. Initial interest rates were near market leading but now noticing a drop off in comparison to others. A shame. Reviewed on: 3rd March 2026

Excellent service

5
Excellent service with no restriction on withdrawal - additionally everything banked quickly with communication delivered in seconds Reviewed on: 3rd March 2026

Always a good rate of interest.

5
Always a good rate of interest. App really easy to use. Any queries dealt with promptly. Reviewed on: 3rd March 2026

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