Write a review

Atom Bank: Savings reviews

Name: Savings
Rating: 4.68 (837 reviews)

View other Atom Bank products

4.84

Based on 837 reviews, last reviewed 18th Feb 2025

14267% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

88%

Latest highest rating:

5

Atom Bank - Quite Simply a Breath of Fresh Air Atom Bank are quite simply a breath of fresh air compared to my mainstream 'high street' bank. The Atom banking App is brilliant and so easy to use/na... Read more Reviewed on: 18th February 2025

Latest lowest rating:

1

Satisfied Easy access, excellent condition to update accounts, would recommend Reviewed on: 5th February 2025

Read all reviews See your review

About this product

Atom Bank launched in 2016 with two savings products, their one year fixed saver, and their two year fixed saver.

Already an Atom Bank savings customer? Leave a review and let others know about your experience with the ultra-modern banking app.

Or are you looking for Atom Bank reviews? See what people are saying below about the one-year fixed savings account.

At Smart Money People, we're changing financial services for the better.

Atom Bank Savings reviews (837)

Review of the Atom Bank, Savings:

Really easy to open account

Really easy to open account, and see all details online Reviewed on: 17th June 2024

Atom Instant Saver and Instant Saver Reward accounts

Very easy to regiester for an Atom account, very easy to use, deposits and withdrawals are immediate, excellent interest savings rates. Reviewed on: 6th February 2025

Fantastic online savings accounts..

When looking for an online savings account I came across Atom and I'm so pleased that I did. I feel my money is secure in an Atom account and easily accessible. Their App is very user friendly, easy to navigate around and very simple when setting up an account. Good interest rates at the moment too. Reviewed on: 6th February 2025

Digital first savings

Have been with Atom for several years now and love the ease of using the app. Setting up additional fixed savings accounts is easy and it's really straightforward to take action when they mature (it's also easy to change your decision before the maturity date). I also have an instant access account with them. I've found it easy to contact customer services who have helped when I have upgraded my phone and I've needed to verify the app on a new device. Rates are not always the best on the market but seem to exceed others typically on the fixed accounts (have been disappointed to see the erosion in the instant access rate compared to other similar providers such as Tandem). Reviewed on: 6th February 2025

Some great savings products with competitive interes...

Some great savings products with competitive interest rates Reviewed on: 6th February 2025

Professional, simple banking highly recommend

Professional, simple banking highly recommend Reviewed on: 6th February 2025

This is my second year with Atom and everything is e...

This is my second year with Atom and everything is extremely good from applying on line (very easy) and being kept up to date without being inundated with emails and advertising. Brilliant Reviewed on: 6th February 2025

Highly recommended

Easy to use for savings. Easy to set up fixed savers Reviewed on: 6th February 2025

Excellent online banking site, clearly laid out & ea...

Excellent online banking site, clearly laid out & easy to navigate. I can always find whatever I'm looking for really quickly. Reviewed on: 6th February 2025

The app is easy to use.

The app is easy to use. Necer get problem. Reviewed on: 6th February 2025

Internet banking.

The dedicated app is very easy to use and, so far, very secure. Quick and easy to invest etc. However, 2 issues. One, the photo ID is not perfect and much easier to use the fingerprint. Secondly, you cannot yet transfer money internally between accounts without having to transfer back and forth to your designated bank account. Reviewed on: 6th February 2025

Do you have a different Atom Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Savings
from Sheffield Credit Union 4.90 from 464 reviews
Junior ISA
from Earl Shilton Building Society 0.00 from 0 reviews
Savings
from Harpenden Building Society 4.44 from 348 reviews

There's still more to see!

Atom Bank has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub