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Atom Bank: Savings reviews

Name: Savings
Rating: 4.81 (5214 reviews)

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4.81

Based on 5,214 reviews, last reviewed 3rd Sep 2026

93% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Atomic savings provider The App is so easy to use. The communication, when savings are coming to maturity, with options so simple to execute. Reviewed on: 3rd September 2026

Latest lowest rating:

1

phone stolen . Atom lethargic in their response I had my phone stolen . While Barclays acted like lightning to secure my accounts. Atom was slow ,uninterested and not clear with the explanations of ... Read more Reviewed on: 24th June 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5214)

I have had a great experience with Atom very pleased...

I have had a great experience with Atom very pleased with it , would not change.very easy to withdraw money and also to depositit Reviewed on: 7th March 2026

Delighted customer

I've been with Atom for 3 years, using 2 of their products, and found them excellent in every way. I even recommend them to my wife, and she is also delighted. Reviewed on: 7th March 2026

Been with Atom since not long after they set up.

Been with Atom since not long after they set up. The App is great and always had good service when needed to contact them. Highly recommend the Bank Reviewed on: 7th March 2026

I opened an account online and found the process easy.

I opened an account online and found the process easy. I was kept well informed of any changes. Reviewed on: 6th March 2026

Good interest rates.

Good interest rates. Always had very good customer service. The app is easy to use. Reviewed on: 6th March 2026

Atom bank is a real contender for best rates.

We have had several accounts with Atom. Their rates are very competitive. So easy to open online. I use face recognition, so feel happy logging in on line. You can view your accounts and see all upcoming interest payments which is great. Very easy to print interest statements to. I would definitely recommend. Reviewed on: 6th March 2026

Set up an Instant Reward Saver account in 2025.

Set up an Instant Reward Saver account in 2025. Very easy to set up, and the app is very user friendly. Reviewed on: 6th March 2026

THE BEST BANK TO INVEST IN

I joined Atom banking app in 2025 with much research & tbh I could not have chosen a better bank to invest in. The interest rates are very competitive if not better than other banks and their customer communication is absolutely above & beyond. The app is uncomplicated & user friendly which I do really approve of. Genuinely a wonderul & fantastic banking app. Reviewed on: 6th March 2026

Fantastic app!

Fantastic app! Great rates and brilliant customer service. Would recommend to everyone I know Reviewed on: 6th March 2026

Fixed deposit and cash saver both brilliant.

Fixed deposit and cash saver both brilliant. App easy to use. Well done Atom Bank. Reviewed on: 6th March 2026

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