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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5210 reviews)

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4.91

Based on 5,210 reviews, last reviewed 28th Apr 2026

83% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Continuing excellence. Never had any problems. Good savings rates.. Reviewed on: 28th April 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5210)

Good interest rates.

Good interest rates. Always had very good customer service. The app is easy to use. Reviewed on: 6th March 2026

Atom bank is a real contender for best rates.

We have had several accounts with Atom. Their rates are very competitive. So easy to open online. I use face recognition, so feel happy logging in on line. You can view your accounts and see all upcoming interest payments which is great. Very easy to print interest statements to. I would definitely recommend. Reviewed on: 6th March 2026

Set up an Instant Reward Saver account in 2025.

Set up an Instant Reward Saver account in 2025. Very easy to set up, and the app is very user friendly. Reviewed on: 6th March 2026

THE BEST BANK TO INVEST IN

I joined Atom banking app in 2025 with much research & tbh I could not have chosen a better bank to invest in. The interest rates are very competitive if not better than other banks and their customer communication is absolutely above & beyond. The app is uncomplicated & user friendly which I do really approve of. Genuinely a wonderul & fantastic banking app. Reviewed on: 6th March 2026

Fantastic app!

Fantastic app! Great rates and brilliant customer service. Would recommend to everyone I know Reviewed on: 6th March 2026

Fixed deposit and cash saver both brilliant.

Fixed deposit and cash saver both brilliant. App easy to use. Well done Atom Bank. Reviewed on: 6th March 2026

Great Bank

I have banked with atom for many years. Their customer services are excellent, if you need to use them but I find I can do everything in the app. The app is easily installed and safe to use. It is the fastest way to manage your accounts. Reviewed on: 6th March 2026

Great bank to deal with. ..

Have banked with Atom for a few years now The app is very easy to use and when I have had to speak to customer service they have always been very informative and polite. Reviewed on: 6th March 2026

First Class Banking

I have been using ATOM for over 6 years and never had any issues. Always up there in the rate tables. Never had any issues with the App since I originally set it up. Perfect Reviewed on: 6th March 2026

I have been banking with Atom for 5 years.

I have been banking with Atom for 5 years. Not the highest rate you can get but certainly up there. Never had a problem with the app. Reviewed on: 6th March 2026

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