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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5210 reviews)

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4.91

Based on 5,210 reviews, last reviewed 28th Apr 2026

81% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Continuing excellence. Never had any problems. Good savings rates.. Reviewed on: 28th April 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5210)

App is really is straightforward to use..

App is really is straightforward to use. I have been able to transfer money into the Atom account very easily. Reviewed on: 9th March 2026

Very easy to set up an account and really easy to us...

Very easy to set up an account and really easy to use app Reviewed on: 8th March 2026

Exceptional customer service levels

Apart from interest rates on savings being very competitive, the levels of customer service are exceptional and seem to go above and beyond whenever I have had any questions. Very easy website to navigate with all the information literally at your finger tips, without have to go between numerous pages. The one thing which i particularly like is the ability on fixed rate accounts to inform you what the interest will be when paid. All in all over the two years or so I have been with Atom, I have converted not only family but friends to Atom, all of whom have asked the same question, 'why did we not sign up with Atom sooner'. Reviewed on: 8th March 2026

It was so easy and quick to open an account.

It was so eas6 and quick to open an account. The app is easy to view and easy to log in with Face ID or fingerprint Reviewed on: 8th March 2026

Have experienced an excellent service for several ye...

Have experienced an excellent service for several years from an easy to use App which has always been reliable and problem free. Information and product range is very clear and easy to understand. Reviewed on: 8th March 2026

I like the app.

I like the app. It’s easy to use. It feels secure. Reviewed on: 7th March 2026

I have had a great experience with Atom very pleased...

I have had a great experience with Atom very pleased with it , would not change.very easy to withdraw money and also to depositit Reviewed on: 7th March 2026

Delighted customer

I've been with Atom for 3 years, using 2 of their products, and found them excellent in every way. I even recommend them to my wife, and she is also delighted. Reviewed on: 7th March 2026

Been with Atom since not long after they set up.

Been with Atom since not long after they set up. The App is great and always had good service when needed to contact them. Highly recommend the Bank Reviewed on: 7th March 2026

I opened an account online and found the process easy.

I opened an account online and found the process easy. I was kept well informed of any changes. Reviewed on: 6th March 2026

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