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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5193 reviews)

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4.91

Based on 5,193 reviews, last reviewed 25th Mar 2026

27250% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Easy to set up account on line and very user friendl... Easy to set up account on line and very user friendly app makes it easy to manage savings also vey competitive interest rates paid, so overall a good ... Read more Reviewed on: 25th March 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5193)

Delighted customer

I've been with Atom for 3 years, using 2 of their products, and found them excellent in every way. I even recommend them to my wife, and she is also delighted. Reviewed on: 7th March 2026

Been with Atom since not long after they set up.

Been with Atom since not long after they set up. The App is great and always had good service when needed to contact them. Highly recommend the Bank Reviewed on: 7th March 2026

I opened an account online and found the process easy.

I opened an account online and found the process easy. I was kept well informed of any changes. Reviewed on: 6th March 2026

Good interest rates.

Good interest rates. Always had very good customer service. The app is easy to use. Reviewed on: 6th March 2026

Atom bank is a real contender for best rates.

We have had several accounts with Atom. Their rates are very competitive. So easy to open online. I use face recognition, so feel happy logging in on line. You can view your accounts and see all upcoming interest payments which is great. Very easy to print interest statements to. I would definitely recommend. Reviewed on: 6th March 2026

Set up an Instant Reward Saver account in 2025.

Set up an Instant Reward Saver account in 2025. Very easy to set up, and the app is very user friendly. Reviewed on: 6th March 2026

THE BEST BANK TO INVEST IN

I joined Atom banking app in 2025 with much research & tbh I could not have chosen a better bank to invest in. The interest rates are very competitive if not better than other banks and their customer communication is absolutely above & beyond. The app is uncomplicated & user friendly which I do really approve of. Genuinely a wonderul & fantastic banking app. Reviewed on: 6th March 2026

Fantastic app!

Fantastic app! Great rates and brilliant customer service. Would recommend to everyone I know Reviewed on: 6th March 2026

Fixed deposit and cash saver both brilliant.

Fixed deposit and cash saver both brilliant. App easy to use. Well done Atom Bank. Reviewed on: 6th March 2026

Great Bank

I have banked with atom for many years. Their customer services are excellent, if you need to use them but I find I can do everything in the app. The app is easily installed and safe to use. It is the fastest way to manage your accounts. Reviewed on: 6th March 2026

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