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Atom Bank: Savings reviews

Name: Savings
Rating: 4.81 (5213 reviews)

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4.81

Based on 5,213 reviews, last reviewed 24th Jun 2026

97% decrease in 5 star reviews

in the past 90 days

86% decrease in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Clean and efficient Atom has multiple products available dependent on your goals and the App interface is very clean and simple to use. Reviewed on: 16th June 2026

Latest lowest rating:

1

phone stolen . Atom lethargic in their response I had my phone stolen . While Barclays acted like lightning to secure my accounts. Atom was slow ,uninterested and not clear with the explanations of ... Read more Reviewed on: 24th June 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5213)

Good rate and easy to use.

Good rate and easy to use. No problems in opening. Reviewed on: 12th March 2026

Easy App

A good rate easy to use app and great that they offer other products. Informed when interest is paid and haven't had any issues since joining Reviewed on: 12th March 2026

Elementary Atom

App is straightforward to use and enables payments to and from a linked current account Reviewed on: 12th March 2026

Easy application process , great easy friendly app ,...

Easy application process , great easy friendly app , good communication , good competitive rates . Feel I can trust this bank with my money and have complete confidence in it . Reviewed on: 12th March 2026

Generally good rates, excellent app.

I have opened 10 savings accounts with Atom since 2016 - the app and application process has been excellent. They have usually been close to the best savings rates or I wouldn't have used them. Reviewed on: 12th March 2026

Easy Access and competitive Rates

I have been with Atom over a year. The account was easy to open. I find the app very useful and informative. I have only spoken to Customer Services once when I first opened the account but they were veryreassuring and answered any questions that I had. The interest rates are competitive and I am happy that they have now introduced ISAs. Reviewed on: 10th March 2026

Great Bank !

Great! It's simple set up easy access good interest rates. The App is easy to use and access, the interest are straight forward to understand Reviewed on: 10th March 2026

A professional and reliable service provided to me.

A professional and reliable service provided to me. I was also provided very good information with regards to my chosen financial package. Reviewed on: 9th March 2026

Quality support, rare these days

Support staff very helpful. The web site is clear but if you need help the staff are available on the phone. Rare these days Reviewed on: 9th March 2026

Poor value compared to other savings providers

We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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