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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5210 reviews)

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4.91

Based on 5,210 reviews, last reviewed 28th Apr 2026

83% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Continuing excellence. Never had any problems. Good savings rates.. Reviewed on: 28th April 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5210)

Good place for savings

Good savings products combined with an easy to use app makes Atom a sensible choice. Reviewed on: 24th March 2026

Great online savings bank

I needed a new savings bank with competitive interest rates and I found the Instant Saver Rewards account at Atom Bank to be very useful, simple to set up, all online and super convenient on my phone. I have deposited and withdrawn and it is very easy to manage. I did research their customer service reviews at the start and they were positive but I have no comment to make as I have never had an issue with the bank of any kind so never contacted them. Reviewed on: 24th March 2026

Instant saver yo Cash ISA

I had an instant saver and have recently opened a cash ISA. So easy to do and a good rate. A no trainer for me as I have access if I need it in an emergency Reviewed on: 24th March 2026

Interest rates are high.

Interest rates are high. You dontvtecieve a barage of emails..easy to understand lay out. Reviewed on: 22nd March 2026

Basic straightforward banking. Recommended

Decent interest rates, had an issue opening the app on mobile phone but customer service resolved it. Nice app. Reviewed on: 20th March 2026

Just a good no messing bank that offers good savings...

Just a good no messing bank that offers good savings rates and is there when you need it. first class! Keep you up to date and efficiently run. Reviewed on: 16th March 2026

Atom fixed savings accounts .

Very good interest for their fixed rate savings accounts. App easy to use. Reviewed on: 12th March 2026

Good rate and easy to use.

Good rate and easy to use. No problems in opening. Reviewed on: 12th March 2026

Easy App

A good rate easy to use app and great that they offer other products. Informed when interest is paid and haven't had any issues since joining Reviewed on: 12th March 2026

Elementary Atom

App is straightforward to use and enables payments to and from a linked current account Reviewed on: 12th March 2026

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