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Atom Bank: Savings reviews

Name: Savings
Rating: 4.813810621765831261 (5212 reviews)

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4.81

Based on 5,212 reviews, last reviewed 16th Jun 2026

95% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Clean and efficient Atom has multiple products available dependent on your goals and the App interface is very clean and simple to use. Reviewed on: 16th June 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5212)

First Class Banking

I have been using ATOM for over 6 years and never had any issues. Always up there in the rate tables. Never had any issues with the App since I originally set it up. Perfect Reviewed on: 6th March 2026

I have been banking with Atom for 5 years.

I have been banking with Atom for 5 years. Not the highest rate you can get but certainly up there. Never had a problem with the app. Reviewed on: 6th March 2026

Good app.

Good app. Not had to use customer service, hence neutral response Reviewed on: 6th March 2026

All good .

All good .... and I can reach a human being by 'phone if I need to. Reviewed on: 6th March 2026

Easy to use.

Easy to use. Not needed to use customer services so cant really review them. No issues so far with using the app to transfer and save as I go. Reviewed on: 6th March 2026

Excellent user friendly app - competitive interest r...

Excellent user friendly app - competitive interest rates Reviewed on: 6th March 2026

Easy Banking

Always responsive, no problem to contact, very helpful, easy to use, my wife is now a customer as well after my recommendations, transfers have been dealt with extreme efficiency. Reviewed on: 6th March 2026

Great Bank

Been using Atom for a few years know / and every thing great /good interest rates / easy to use app / What more can you ask for Reviewed on: 6th March 2026

reasonable interests, easily accessable via mobile b...

reasonable interests, easily accessable via mobile banking app Reviewed on: 6th March 2026

Been with Atom for a few years.

Been with Atom for a few years. Usually great savings rates and easy to open accounts. Reviewed on: 6th March 2026

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