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Atom Bank: Savings reviews

Name: Savings
Rating: 4.9 (4812 reviews)

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4.92

Based on 4,812 reviews, last reviewed 20th Feb 2026

10250% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent App & Competitive Rates Their app is really easy to use and their rates paid very competitive. Reviewed on: 20th February 2026

Latest lowest rating:

1

Disappointing Since opening this account the attractive headline ‘come open an account’ with us interest rate has done down three times. Not ideal! I am in the proc... Read more Reviewed on: 11th February 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (4812)

I have opened several fixed saver accounts with Atom...

I have opened several fixed saver accounts with Atom during the past 10 years, and it's always been a very easy operation to open and close them. Reviewed on: 11th February 2026

Very straightforward to open a account all the infor...

Very straightforward to open a account all the information you need is available on the app Reviewed on: 11th February 2026

Returning Customer

The ease of using the App is a bonus. superb staff … I would give them a 5. So helpful and efficient. I only scored 4 overall as I feel as a returning customer that loyalty should be rewarded. Reviewed on: 11th February 2026

Banking at it’s best

Very easy setup, simple application easy to navigate, & simple to understand. No dramas Reviewed on: 11th February 2026

Intuitive app and decent rates across a range of pro...

Intuitive app and decent rates across a range of products. Reviewed on: 11th February 2026

Very efficient bank with good returns.

Very efficient bank with good returns. I like the ease of having an app Reviewed on: 11th February 2026

Easy to use even for someone quite hopeless at compu...

Easy to use even for someone quite hopeless at computers … Very competitive very happy investor Reviewed on: 11th February 2026

Very convenient

I have found Atom to be very easy to use and I can add funds or withdraw them at anytime making it very flexible. Reviewed on: 11th February 2026

Unable to withdraw savings

Circumstances changed, couldn't withdraw fixed rate account, got a temporary bank overdraft. Won't be renewing with them. Reviewed on: 11th February 2026

Easy to use app.

The app is very easy and clear to use and Atom offer very competitive interest rates. Reviewed on: 11th February 2026

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