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Atom Bank: Savings reviews

4.58
Based on 391 reviews, last reviewed 9th Sep 2024
33% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
79%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
2%
See only 1 star reviews
12%

Latest highest rating:

5

Great app with great rates Atom is app only, and years ago it wasn't great. Rejoining this year; things have improvement massively. The app is more snappy and easy to navigate, ... Read more Reviewed on: 9th September 2024
Richard P's avatar
Richard P

Latest lowest rating:

1

** BEWARE - Unable to withdraw savings! ** BEWARE that you might not be able to withdraw your money if you need to! Great bank until my circumstances changed and I needed to access some of ... Read more Reviewed on: 5th September 2024
Simon J's avatar
Simon J

About this product

Atom Bank launched in 2016 with two savings products, their one year fixed saver, and their two year fixed saver.

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Atom Bank Savings reviews (391)

Review of the Atom Bank, Savings:

Hmmm, I waited for this?

1
So after registering god knows how long ago I finally get a code. I download the app... I copy the code from my email which gives me problem number 1.... there's no way to 'paste' it into the app. Why not? Isn't the point of this new bank to be different, be up to date, be slick, be easy, be a good experience you'll want to repeat and tell your friends and family about. Anyway, a bad start but....... It soon got worse!! Not only can I not paste the code in, but once I manually add it I'm presented with a picture of 'Jon' (head of Security) with a message that the code doesn't work. I double and triple check the code and go through this 3 times. Then I think, ok, the code is in capitals in the email but maybe it actually needs lowercase letters - no. I'm now a hugely frustrated ex-potential customer. You can keep your new bank and your app. I'll happily give other new banks the same crack of the whip. Maybe the guys at Atom should look at the experience Revolut provides once you download their app. Reviewed on: 22nd July 2016

Easy application

5
Easy application, straight forward to set up online. Confirmation immediate Reviewed on: 11th April 2024

Fabulous bank

5
Brilliant bank with excellent service and interest rates. Reviewed on: 11th April 2024

Easy to deal with.

5
Easy to deal with. Website clear on details. Any queries dealt with in a timely manner. Easy to open accounts. Full information and availability on same screen. Follow up emails and reminders sent. Access available 24/7. Reviewed on: 11th April 2024

The app-only bank is easy to use, with handy access...

4
The app-only bank is easy to use, with handy access at your fingertips. The interest rate was very competitive and a safe place to invest a little nest egg. Reviewed on: 10th April 2024

Just a first class service and good interest rates.

5
Just a first class service and good interest rates. Easy to operate and good Security options Reviewed on: 10th April 2024

I have opened a fixed rate with Atom bank for a peri...

5
I have opened a fixed rate with Atom bank for a period of two years once it has matured I will gain a good interest rate this will give me the opportunity to use the money to expand my business Reviewed on: 10th April 2024

Awesome Atom Bank

5
Simple and painless, everything just works with Atom and the savings rates are very competitive Reviewed on: 10th April 2024

Best rate for fixed saver.

5
Very easy app to navigate and informative too. Regular information emails are helpful. I like that I can have interest paid out monthly and the interest rates are some of the best available. Reviewed on: 10th April 2024

Easy to use even for us oldies !!

5
Good rate - easy to access - even for the older generation. Clear and easy instructions when using the app. Reviewed on: 10th April 2024

Just very efficient, easy to use and extremely compe...

5
Just very efficient, easy to use and extremely competitive on rates Reviewed on: 10th April 2024

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