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Atom Bank: Savings reviews

4.61
Based on 404 reviews, last reviewed 4th Feb 2025
333% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
79%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
2%
See only 1 star reviews
12%

Latest highest rating:

5

Excellent rates and a fantastic App. Excellent rates and a fantastic App. Easy to open and maintain accounts, payments clearly visible. Reviewed on: 4th February 2025
Ammie's avatar
Ammie

Latest lowest rating:

1

** BEWARE - Unable to withdraw savings! ** BEWARE that you might not be able to withdraw your money if you need to! Great bank until my circumstances changed and I needed to access some of ... Read more Reviewed on: 5th September 2024
Simon J's avatar
Simon J

About this product

Atom Bank launched in 2016 with two savings products, their one year fixed saver, and their two year fixed saver.

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Atom Bank Savings reviews (404)

Review of the Atom Bank, Savings:

Always give a very competitive rate.

5
Always give a very competitive rate and the app is very easy to navigate. I have made use of a mixture of different term savers to take advantage of the best rates and locking them in. Reviewed on: 10th April 2024

Best rate for fixed saver.

5
Very easy app to navigate and informative too. Regular information emails are helpful. I like that I can have interest paid out monthly and the interest rates are some of the best available. Reviewed on: 10th April 2024

Easy to use even for us oldies !!

5
Good rate - easy to access - even for the older generation. Clear and easy instructions when using the app. Reviewed on: 10th April 2024

Just very efficient, easy to use and extremely compe...

5
Just very efficient, easy to use and extremely competitive on rates Reviewed on: 10th April 2024

Fabulous, informative and simple.

5
Fabulous, informative and simple. I have a number of accounts with atom, always great and when i needed assistance they're always so helpful Reviewed on: 10th April 2024

Great rates and easy to open Fixed Saver Accounts

5
It is very easy to open a fixed savings account with Atom via their app. The app is simple and straightforward to use to manage your fixed saver accounts. Their rates are competitive and offer a variety of fixed terms. The app also shows how much interest an account will earn with interactive illustartions. Good communication from Atom regarding the accounts via notifications and emails. Reviewed on: 10th April 2024

Best to invest with!

5
In my 7 year experience with Atom Bank I have had nothing but excellent service and most importantly, excellent investment rates. I have been kept well informed throughout every investment I have made. I trust Atom Bank implicitly. Reviewed on: 10th April 2024

Using the Atom app

5
I don’t find apps easy to navigate, but the Atom app was no problem. All actions were completed quickly an d instructions were easy to follow Reviewed on: 10th April 2024

Satisfied

5
Very good service , excellent rates. Reviewed on: 10th April 2024

Good service and all round good experience

5
Good service and all round good experience using the app and bank Reviewed on: 10th April 2024

A great 5 years of committed service from Atom

5
I have been a customer with Atom Bank using the fixed savings product regularly. Atom's customer service is 5 stars. They have never let me down or missed a prompt relaying news about my product. The App is extremely user friendly and gives so many options on how to treat funds. I look forward to the next 5 years plus with Atom. Reviewed on: 10th April 2024

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