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Blue Motor Finance: Car Finance reviews

4.05
Based on 202 reviews, last reviewed 31st Dec 2024
67% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
73%
See only 4 star reviews
5%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
19%

Latest highest rating:

5

Been with blue motor finance for 5 years and never h... Been with blue motor finance for 5 years and never had any problems from finance company . Since I got my car I've never had any problems with car. An... Read more Reviewed on: 31st December 2024
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James c

Latest lowest rating:

2

Money Grabbers The agreement has started with no vehicle so I'm paying for something I don't have. They can't do noting apparently. They can They take your money Reviewed on: 26th November 2024
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Football

About this product

Looking for Blue Motor Finance reviews? On Smart Money People, we collect comments, thoughts and experiences from customers, so that you can make better decisions when choosing your next car finance. So if you’re looking for a new car and need finance, read our reviews first. Or if you want to help our community, post a review of your own experiences with Blue Motor Finance and join the Smart Money People community!

Blue Motor Finance Car Finance reviews (202)

Review of the Blue Motor Finance, Car Finance:

Bmw x5 msport

5
I was looking for a nice car but the price was quite expensive but I spoke to blue motor finance they sorted me out with a great price and affordable I was so happy they could help Me I have been with them for nearly 5 years never been so greatful that they give me finance never had any problems with them thank you again blue motor finance yours colin Reviewed on: 12th August 2024

Horrendous company

1
Don't care about their customers, rip them off at absolutely every stage. Hope they go bankrupt. Reviewed on: 9th May 2023

DO NOT USE THIS COMPANY

1
This company is a Disgrace /rip off even if you want to pay earlier to stop the interest they won't and charge you full interest !!! Awful company terrible service avoid at all costs !!!!! Literally cost you thousands!!! Reviewed on: 18th April 2023

Good service but.....

3
Ok, firstly, I should say that as with all car finance companies the interest rate you're going to be charged is higher than if you took out a personal loan - however the service received from Blue Motor Finance was good - albeit with a few areas that they need to improve on. My only issue is that if you want to make an overpayment to reduce the term or amount on agreement is a faff. You have to email or call them, they then send you a email with a PDF attached with a "quote" for overpayment and sometimes they ask for "proof of funds" requiring you to send in a bank statement??? Really?... which to me seems daft especially when overpayments are made by BACS transfer only. You either have the funds or you don't. I suspect this is most likely to stop money laundering however considering they credit checks that are needed in the first place to take out a finance agreement, it does seem to be a barrier to anyone wanting to make an overpayment and is just a pain. At present there is no system in place to setup a regular "standing order" for overpayments and this whole set of nonsense has to be gone through every single time. Painfully backwards. Reviewed on: 29th March 2023

worst company and fraudulent that I have ever had thew misfortune to encounter.

1
worst company and fraudulent that I have ever had thew misfortune to encounter. Reviewed on: 24th March 2023

normal

4
good worked pretty well for me. you can also recommend to friends, acquaintances. Reviewed on: 23rd March 2023

Great service

5
Used blue finance to pay car over 3 yr , never once had a problem, final payment yesterday and I contacted them just to make sure it was final payment before cancelling dd, quick response verifying this , not looking for another car at moment but wouldn’t hesitate at using this company again Reviewed on: 21st March 2023

Worst finance company

1
The worst finance company I have ever dealt with. Took first payment before I had got my vehicle, then when I asked for a one month payment break they wouldn’t help without impacting my credit rating. So I’ve decided to early settlement. £1750 front loaded interest, settled the agreement on month 7 of 25 and got a reduction of £700. Legalised robbery. They just fill you with waffle and 100pages of indecipherable jargon. AVOID Reviewed on: 13th March 2023

Worst ever car finance company

1
This company is the worst for complaints,not interested in solving issues, just get lie after lie. AVOID AT ALL COSTS. If trying to refuse death trap car and return they are not interested. Reviewed on: 9th March 2023

Needed to pay up the finance super early...

5
I needed to pay off my finance super early. I spoke with Lorraine and she was beyond helpful. 1 day later and everything was completed and finalised with zero stress. Very happy with the service. Reviewed on: 25th January 2023

Amazing company

5
A good company that facilitated the purchase of a car with a good interest rate for me. Reviewed on: 24th January 2023