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Blue Motor Finance: Car Finance reviews

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3.91
Based on 211 reviews, last reviewed 4th Jul 2025
100% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
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See only 4 star reviews
5%
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2%
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1%
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20%

Latest highest rating:

5

Excellent service from start to finish. Excellent service from start to finish. Easy to talk to.finance sorted easily.no problems what do ever would recommend to anyone Reviewed on: 29th May 2025
Dave's avatar
Dave

Latest lowest rating:

1

I’m a disabled customer with long-term mental and ph... I’m a disabled customer with long-term mental and physical health conditions. I financed a car through Blue Motor Finance and paid them thousands of p... Read more Reviewed on: 4th July 2025
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Daniel W
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About this product

Looking for Blue Motor Finance reviews? On Smart Money People, we collect comments, thoughts and experiences from customers, so that you can make better decisions when choosing your next car finance. So if you’re looking for a new car and need finance, read our reviews first. Or if you want to help our community, post a review of your own experiences with Blue Motor Finance and join the Smart Money People community!

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Blue Motor Finance Car Finance reviews (211)

Horrendous company

1
Don't care about their customers, rip them off at absolutely every stage. Hope they go bankrupt. Reviewed on: 9th May 2023
Rob Duncan's avatar
Rob Duncan

DO NOT USE THIS COMPANY

1
This company is a Disgrace /rip off even if you want to pay earlier to stop the interest they won't and charge you full interest !!! Awful company terrible service avoid at all costs !!!!! Literally cost you thousands!!! Reviewed on: 18th April 2023
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[email protected]

Good service but.....

3
Ok, firstly, I should say that as with all car finance companies the interest rate you're going to be charged is higher than if you took out a personal loan - however the service received from Blue Motor Finance was good - albeit with a few areas that they need to improve on. My only issue is that if you want to make an overpayment to reduce the term or amount on agreement is a faff. You have to email or call them, they then send you a email with a PDF attached with a "quote" for overpayment and sometimes they ask for "proof of funds" requiring you to send in a bank statement??? Really?... which to me seems daft especially when overpayments are made by BACS transfer only. You either have the funds or you don't. I suspect this is most likely to stop money laundering however considering they credit checks that are needed in the first place to take out a finance agreement, it does seem to be a barrier to anyone wanting to make an overpayment and is just a pain. At present there is no system in place to setup a regular "standing order" for overpayments and this whole set of nonsense has to be gone through every single time. Painfully backwards. Reviewed on: 29th March 2023
Stu McLoughlin's avatar
Stu McLoughlin

worst company and fraudulent that I have ever had thew misfortune to encounter.

1
worst company and fraudulent that I have ever had thew misfortune to encounter. Reviewed on: 24th March 2023
Dean De La Cruz's avatar
Dean De La Cruz

normal

4
good worked pretty well for me. you can also recommend to friends, acquaintances. Reviewed on: 23rd March 2023
Dainis's avatar
Dainis

Great service

5
Used blue finance to pay car over 3 yr , never once had a problem, final payment yesterday and I contacted them just to make sure it was final payment before cancelling dd, quick response verifying this , not looking for another car at moment but wouldn’t hesitate at using this company again Reviewed on: 21st March 2023
Gina Foxton's avatar
Gina Foxton

Worst finance company

1
The worst finance company I have ever dealt with. Took first payment before I had got my vehicle, then when I asked for a one month payment break they wouldn’t help without impacting my credit rating. So I’ve decided to early settlement. £1750 front loaded interest, settled the agreement on month 7 of 25 and got a reduction of £700. Legalised robbery. They just fill you with waffle and 100pages of indecipherable jargon. AVOID Reviewed on: 13th March 2023
Neill Cocker's avatar
Neill Cocker

Worst ever car finance company

1
This company is the worst for complaints,not interested in solving issues, just get lie after lie. AVOID AT ALL COSTS. If trying to refuse death trap car and return they are not interested. Reviewed on: 9th March 2023
Alan's avatar
Alan

Needed to pay up the finance super early...

5
I needed to pay off my finance super early. I spoke with Lorraine and she was beyond helpful. 1 day later and everything was completed and finalised with zero stress. Very happy with the service. Reviewed on: 25th January 2023
Tom Ormrod's avatar
Tom Ormrod

Amazing company

5
A good company that facilitated the purchase of a car with a good interest rate for me. Reviewed on: 24th January 2023
Romulus Iulius's avatar
Romulus Iulius

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