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Blue Motor Finance: Car Finance reviews

View other Blue Motor Finance products
3.88
Based on 215 reviews, last reviewed 25th Sep 2025
No new 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
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5%
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1%
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20%

Latest highest rating:

5

Fast response Fast response to questions and helpful advice Reviewed on: 25th September 2025
Mr D's avatar
Mr D

Latest lowest rating:

1

Worst car finance company ever! Worst car finance company ever!!! Avoid like the plague. They have totally ignored my right to withdraw within the 14-day cooling off period and keep ... Read more Reviewed on: 24th July 2025
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Ed
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About this product

Looking for Blue Motor Finance reviews? On Smart Money People, we collect comments, thoughts and experiences from customers, so that you can make better decisions when choosing your next car finance. So if you’re looking for a new car and need finance, read our reviews first. Or if you want to help our community, post a review of your own experiences with Blue Motor Finance and join the Smart Money People community!

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Blue Motor Finance Car Finance reviews (215)

Good company to deal with

5
Very helpful and friendly service, Lauren and Steve very helpful Reviewed on: 17th May 2023
Maria's avatar
Maria

Superb from start to finish

5
The care and attention to detail from Brandy at Blue was fantastic. She went out of her way to make sure I got everything I was looking for. Always in contact, and really eager to help without being too pushy to 'make a sale'. Good rates, clear explanations and friendly and efficient service. Reviewed on: 15th May 2023
Adam Mason's avatar
Adam Mason

Brilliant service

5
Brilliant service all in, second time with this company. Staff were really nice and understanding Reviewed on: 12th May 2023
Nichola Myers's avatar
Nichola Myers

Even dick tirpin wore a mask

1
If you are a retailer then this conpany is for you id you are a customer then they will do nothing to help even when you state goods were not fit for purpose they no way could lay any blame with there retailer and revoked tour rights to return the goods as unfit for purpose if you do you not only lose what ever payments you have made but would also incur further charges luckly i have paid of the outstanding amout and i have been informed that it will take a full day for this payment to clear when infact it is in their account within 2hrs if you are offered finance via this conpany i advise you check your rights as as far as i was cocerned iwas advised pay up or shut up Reviewed on: 10th May 2023
Anthony foote's avatar
Anthony foote

Horrendous company

1
Don't care about their customers, rip them off at absolutely every stage. Hope they go bankrupt. Reviewed on: 9th May 2023
Rob Duncan's avatar
Rob Duncan

DO NOT USE THIS COMPANY

1
This company is a Disgrace /rip off even if you want to pay earlier to stop the interest they won't and charge you full interest !!! Awful company terrible service avoid at all costs !!!!! Literally cost you thousands!!! Reviewed on: 18th April 2023
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[email protected]

Good service but.....

3
Ok, firstly, I should say that as with all car finance companies the interest rate you're going to be charged is higher than if you took out a personal loan - however the service received from Blue Motor Finance was good - albeit with a few areas that they need to improve on. My only issue is that if you want to make an overpayment to reduce the term or amount on agreement is a faff. You have to email or call them, they then send you a email with a PDF attached with a "quote" for overpayment and sometimes they ask for "proof of funds" requiring you to send in a bank statement??? Really?... which to me seems daft especially when overpayments are made by BACS transfer only. You either have the funds or you don't. I suspect this is most likely to stop money laundering however considering they credit checks that are needed in the first place to take out a finance agreement, it does seem to be a barrier to anyone wanting to make an overpayment and is just a pain. At present there is no system in place to setup a regular "standing order" for overpayments and this whole set of nonsense has to be gone through every single time. Painfully backwards. Reviewed on: 29th March 2023
Stu McLoughlin's avatar
Stu McLoughlin

worst company and fraudulent that I have ever had thew misfortune to encounter.

1
worst company and fraudulent that I have ever had thew misfortune to encounter. Reviewed on: 24th March 2023
Dean De La Cruz's avatar
Dean De La Cruz

normal

4
good worked pretty well for me. you can also recommend to friends, acquaintances. Reviewed on: 23rd March 2023
Dainis's avatar
Dainis

Great service

5
Used blue finance to pay car over 3 yr , never once had a problem, final payment yesterday and I contacted them just to make sure it was final payment before cancelling dd, quick response verifying this , not looking for another car at moment but wouldn’t hesitate at using this company again Reviewed on: 21st March 2023
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Gina Foxton

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