Smart Money People Logo

Chip: Savings App reviews

4.92
Based on 14,615 reviews, last reviewed 13th Feb 2025
658% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
6%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip always provides market leading interest rates o... Chip always provides market leading interest rates on their savings account and are always adding new products to help me meet my savings and investme... Read more Reviewed on: 13th February 2025
Sam E's avatar
Sam E

Latest lowest rating:

1

All that glimmers is not gold! All that glimmers is not gold! Frightful organisation Reviewed on: 31st January 2025
Aubrey J's avatar
Aubrey J

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

Chip Savings App reviews (14615)

Review of the Chip, Savings App:

Savings You Can Bank On!

5
I love Chip. It just chips away at your bank account taking those little sums you just won't miss whilst giving you a return of up to 5%pa at the same time. But you can always get some, or all, of your money back any time you wish or adjust savings levels. In fact you have total control over everything that happens & the reporting functionality is excellent too. Your money is safe too as it's ring fenced with a major High Street bank & therefore covered by the FSCS. Arguably the most friendly app out there. The way it communicates makes you feel you are interacting with real people. This is 21st centrury banking at its best - and will only get better I believe. Reviewed on: 12th December 2018

Having used Chip for a couple of years I have found...

5
Having used Chip for a couple of years I have found it an excellent service. Great support with simple to save plans and easy to use at great rates. Reviewed on: 24th May 2024

Since discovering Chip 3 years ago, it has enabled m...

5
Since discovering Chip 3 years ago, it has enabled me to save more money than I thought possible. I simply didn't have the strategy or method under my own guidance and Chip have made this possible. Not only this, but they have always been an easy company to engage with when I have needed to ask questions. Reviewed on: 24th May 2024

Accessible and Engaging

5
The app was really easy to navigate. Clear savings options and brilliant information Reviewed on: 24th May 2024

The Chip Savings App is really good at keeping on tr...

5
The Chip Savings App is really good at keeping on track for my saving goals. Reviewed on: 24th May 2024

Competitive and responsive interest rates, innovativ...

5
Competitive and responsive interest rates, innovative approach and great customer service. Reviewed on: 24th May 2024

Best Easy Access Saving App

5
Very easy to use app and great saving rates and conditions. On top of that there is the odd promotion every now and then. The app keeps improving in terms of functionality, now having also added options for FTE investing. Reviewed on: 24th May 2024

Smart, easy, stealth-saving!

5
Smart, easy, stealth-savings, great interest rates and always accessible. I love this app. Reviewed on: 23rd May 2024

Great Simple way to actually really save

5
Great Simple way to actually really save Reviewed on: 23rd May 2024

Top of the Tree

5
Savings has entered a phase with a Fast and instant app with good rates ; see your interest grow daily and paid monthly almost too good to be true. . Leaves all others behind imo . Reviewed on: 27th April 2024

Instant cash ISA

5
Easy app to use and there instant cash ISA is awesome. Reviewed on: 25th April 2024