Smart Money People Logo

Chip: Savings App reviews

4.92
Based on 14,657 reviews, last reviewed 18th Feb 2025
983% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
6%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easier savings Love saving when I didn’t think I could Reviewed on: 18th February 2025
Victoria D's avatar
Victoria D

Latest lowest rating:

1

All that glimmers is not gold! All that glimmers is not gold! Frightful organisation Reviewed on: 31st January 2025
Aubrey J's avatar
Aubrey J

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

Chip Savings App reviews (14658)

Review of the Chip, Savings App:

Savings You Can Bank On!

5
I love Chip. It just chips away at your bank account taking those little sums you just won't miss whilst giving you a return of up to 5%pa at the same time. But you can always get some, or all, of your money back any time you wish or adjust savings levels. In fact you have total control over everything that happens & the reporting functionality is excellent too. Your money is safe too as it's ring fenced with a major High Street bank & therefore covered by the FSCS. Arguably the most friendly app out there. The way it communicates makes you feel you are interacting with real people. This is 21st centrury banking at its best - and will only get better I believe. Reviewed on: 12th December 2018

Easy to use app any good savings rates

5
Easy to use app any good savings rates Reviewed on: 11th October 2024

Lack of privacy

2
When connecting my bank account to CHIP it wants access to my banking transactions for the last few years. This is surely social profiling? Reviewed on: 28th September 2024

Really good and easy to use.

5
Really good and easy to use. Good savings rates and interest. Reviewed on: 9th September 2024

Great interface and interest rates!

5
Chip is super-easy to use for depositing and removing money - really intuitive interface. Great interest rates, too! Reviewed on: 6th September 2024

Very easy to set up and user friendly.

4
Very easy to set up and user friendly. Reviewed on: 4th September 2024

Best savings app

5
Easy and quick to use with a range of great products Reviewed on: 1st September 2024

Such an easy to use app that helps you save by round...

5
Such an easy to use app that helps you save by rounding off your bank balance at regular intervals. Hardly notice you’re saving which is the beauty of it! I found it super easy to sign up and then it saves for you, no need to even log in. Apart from to check your every growing balance :) Reviewed on: 26th August 2024

Simple focus on savings.

5
Simple focus on savings. If you are looking for something to just park your money with simple access this is the best Reviewed on: 25th August 2024

Very good, easy to use, good returns.

5
Very good, easy to use, good returns. Reviewed on: 24th August 2024

App is extremely easy to use, it has a very clear la...

5
App is extremely easy to use, it has a very clear layout Reviewed on: 23rd August 2024