Write a review

Chip: Savings App reviews

Name: Savings App
Rating: 4.92 (14521 reviews)

View other Chip products

4.93

Based on 14,521 reviews, last reviewed 1st Jan 2025

70% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Easy app to use. Easy app to use. Fast withdrawals with no judgment. Reviewed on: 1st January 2025

Latest lowest rating:

2

All The Sizzle but Very Little Steak All the fancy marketing and eye-catching headline rates hold little sway when you need some good, old-fashioned customer service, and that's where wit... Read more Reviewed on: 5th December 2024

Read all reviews See your review

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

Chip Savings App reviews (14521)

Review of the Chip, Savings App:

All The Sizzle but Very Little Steak

All the fancy marketing and eye-catching headline rates hold little sway when you need some good, old-fashioned customer service, and that's where with Chip, there is very little to be had. All interaction is pushed via the in-app messaging feature which turns out to be just a 'bot telling you to expect a response in around 2 days. In today's always-on world of electronic finance, that simply is not good enough. Add this to a busy interface that obfuscates the simple tasks, Chip becomes a hard "pass" from me. Reviewed on: 5th December 2024

Great savings rates, user friendly.

Great savings rates, really user-friendly and easy to transfer money in and out. Reviewed on: 25th February 2024

Save with confidence and earn a great interest rate.

I am ultra-cautious about my savings and have never used an online bank before. But I have felt completely secure and well informed with Chip. I can check my account at any hour of the day or night and the interest I've earned is displayed live at all times. I feel I can save with confidence and earn a great interest rate without my security being penalised. Reviewed on: 25th February 2024

"Set and forget".

"Set and forget". I simply set the amount I want to save as well as my saving goals, and Chip does the rest. If I need to withdraw from my savings it's a simple matter of using their intuitive app to send money to an alternative account. It's usually ready straightaway. Reviewed on: 25th February 2024

Easy to use

So far I have found the app easy to use, I haven't had to use the customer service yet, but I do find their emails easy to read and understand. Reviewed on: 25th February 2024

Great interest rate coupled with fantastic products.

Great interest rate coupled with fantastic products. Reviewed on: 25th February 2024

Great returns, so easy to use, great app.

Great returns, so easy to use, great app. Reviewed on: 24th February 2024

A new way to do an old thing!

Sceptical at 1st but now I'm totally sold on this product. A safe, efficient and productive way to save. Reviewed on: 24th February 2024

I found Chip to be a great way to save money towards...

I found Chip to be a great way to save money towards a holiday. The Chip app is easy and straight forward to use. I would recommend to family and friends. Reviewed on: 24th February 2024

Great for saving!

I've used Chip for almost 1 year now and it's by far one of the best saving apps out there. They apply the highest current rate to the account really making your money work. I've recommended it to my mother and sister who were sceptics initially but now they've come to love chip. Reviewed on: 23rd February 2024

Very easy to use.

Very easy to use. Once you link your bank account, you can transfer in and out in seconds Reviewed on: 23rd February 2024

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub