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Chip: Savings App reviews

Name: Savings App
Rating: 4.92 (14519 reviews)

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4.93

Based on 14,519 reviews, last reviewed 12th Oct 2024

38% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent. Excellent. Good returns, easy to use. Reviewed on: 12th October 2024

Latest lowest rating:

2

Lack of privacy When connecting my bank account to CHIP it wants access to my banking transactions for the last few years. This is surely social profiling? Reviewed on: 28th September 2024

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

Chip Savings App reviews (14519)

Review of the Chip, Savings App:

Ok

Bit weird having to link accounts and no NI number so not sure they report interest properly Reviewed on: 14th March 2023

Beating the High Street Banks by a country mile!

Invested in chip as a bank as what were the high street banks were paying such poor interest on the money we had saved with them. Reviewed on: 23rd February 2024

Chip: Excellent App, Rates & Customer Service

Very easy to setup & use. Seamless transfers from my current account into Instant Access savings account. Interest rate on said account very good. The App itself is very easy to use & navigate. When I have had to use customer service, the interactions have been swift, efficient & courteous. Plus I can go back & review what was said within the app. They look after their customers & are always on the look out for new products. Security in the app is good & communications sent by Chip are well thought through & customers don't get bombarded. Reviewed on: 23rd February 2024

This app has helped me save without feeling the pinch.

This app has helped me save without feeling the pinch. I am suprised how much miney builds up, which is a big help when unexpected bills arrive! Reviewed on: 23rd February 2024

Great savings app

An easy to use app for novice and advanced investors, which helps people become more financially literate and get their money talking! Reviewed on: 23rd February 2024

Thank you, Chip.

I just had to go back through my emails and find out when exactly I started my Chip journey, it was 2018. I opened up my first few emails and was met with a GIF for each one celebrating an automatic save, those days were so fun (the kitten snatching the wad of cash? Adorable!) In all these years I’ve used this app it’s just grown from strength to strength, and because of that, so has my ability to save. Automatic saves made stashing little (or big) amounts of money away every few days so easy and it just showed how that money builds up over time. The introduction of payday saves helped prioritise my outgoings and set aside another sum of money so as to avoid unnecessary spends. Every year Chip has grown and been able to offer people like me, new ways to save my money. Easy access account with high interest earnings, prize money accounts, cash ISA, investments, come on how can you not be so excited by these opportunities? One big factor is that you can be a real beginner in all these areas, but Chip still makes you feel in control and gives you the confidence to make your money work hard. According to my latest figures, I have saved £73,000 since I started my journey. I’d like to thank Chip for helping me get to a place where I feel comfortable and confident with my savings, I will continue to be a Chip user and fan! Reviewed on: 22nd February 2024

Chip helped me build a portfolio.

Chip has helped a complete novice build a portfolio of wealth that I never thought possible. The app is so easy to use, and it's great to see your money growing without even thinking about it. I am now in a situation where I can breath finacially so when the big urgent repairs bill come in we have a buffer to cope. Chip is a revolutionary app that has helped individuals, both novice and experienced, reach their financial goals with ease. By providing innovative tools and features, Chip has made investing accessible and effortless for all users. The app boasts a user-friendly interface, making it easy for anyone to navigate and understand. This means you don't have to be an expert in finance or technology to start building wealth with Chip. You can simply download the app on your smartphone or tablet and get started in minutes. Once you've downloaded the app, you can set up your account by linking your bank details. This process is quick and easy. Reviewed on: 22nd February 2024

Good interest rates comparing to the market, very ea...

Good interest rates comparing to the market, very easy to make deposits or withdrawals. The app is simple and easy to use. They’ve got a nice portafolio for savings accounts or ISA’s. Reviewed on: 22nd February 2024

Always good and easy and efficient

Always good and easy and efficient Reviewed on: 22nd February 2024

chip has fantastic interest - is easy to set up and...

chip has fantastic interest - is easy to set up and easy to manage Reviewed on: 22nd February 2024

Good communication, one of the best for a bank!

Good communication, one of the best for a bank! Reviewed on: 22nd February 2024

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