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Chip: Savings App reviews

Name: Savings App
Rating: 4.93 (18446 reviews)

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4.94

Based on 18,446 reviews, last reviewed 17th Feb 2026

5700% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

I've used the app for several years, it's easy, stra... I've used the app for several years, it's easy, straightforward and fun to use and encourages me to save more money than I might otherwise and get mys... Read more Reviewed on: 17th February 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18446)

I have been a customer since the start of Chip.

I have been a customer since the start of Chip. Making you save money without you noticing. Easy access to the money you've saved. The app is straightforward to use and easy to navigate. Reviewed on: 11th February 2026

Great app prompting good saving habits

Great app that encourages good saving habits and provides easy access to additional financial products including ISAs and Stocks & Shares. Reviewed on: 11th February 2026

Best app to build a wealth foundation

Chip has been very educational throughout my saving journey. Their auto saving intelligence helped me build an emergency fund passively and their interest rates have boosted those efforts. Their further ISA and share offerings, as well as their prize ventures, have added a good range of services and kept things exciting, showing they are always trying to innovate within the sector. Reviewed on: 11th February 2026

Makes savings easy

Easy app to use, very good incentives and mechanisms for saving. Reviewed on: 11th February 2026

Reliable app with the best rates and unique features...

Reliable app with the best rates and unique features that keep improving whilst taking care of and increasing my money! Reviewed on: 11th February 2026

Effortless saving

I have been using the app for several years and found the auto saves a brilliant way to save effortlessly. Reviewed on: 11th February 2026

Chips - no-nonsense money handling

Easy use, excellent app, no-nonsense and straight forward. No hassle with easy download and set up on your mobile device. Can access your money straight away and withdraw if necessary. Reviewed on: 11th February 2026

Easy to use and always have the bret rates

Easy to use and always have the bret rates Reviewed on: 11th February 2026

I used to be a terrible saver.

I used to be a terrible saver. In fact, I never had savings. Then one day a friend recommended Chip to me. Since I set it up I have been able to save thousands of pounds, and I literally do not notice that the money is being taken in savings. This in turn has helped me pay for family holidays, car repairs and special birthdays. Many of which I struggled with before I starting using Chip. Reviewed on: 11th February 2026

A very slick operation.

A very slick operation. User friendly with good returns Reviewed on: 11th February 2026

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