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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18463 reviews)

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4.94

Based on 18,463 reviews, last reviewed 16th Apr 2026

24800% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18463)

Brilliant.

Quick, easy and hassle free. Saving money without really knowing. Reviewed on: 11th February 2026

I use it for the automatic safe feature

I have used the Chip app to help me to save - the algorithm identifies affordable amounts for me move from my current account and transfers the funds automatically. I like the flexibility to cancel a save, skip saves, and to move money back if needed. Reviewed on: 11th February 2026

Great app that helps people to save and build wealth.

Great app that helps people to save and build wealth. Nice selection of cash and stock accounts available, both ISA or General. Good interest rates as well. Reviewed on: 11th February 2026

Banking made Simple

I vote for CHIP because they bring a no nonsense simple approach to banking and investment which makes for easy understanding for the general members of the public who are not versed in financial matters, stocks shares savings and investments. Reviewed on: 11th February 2026

Easy to use and great connectivity with the banks.

Easy to use and great connectivity with the banks. Fantastic range of investment products Reviewed on: 11th February 2026

Long time user and investor loves the ease of saving

Been a user for a few years and even invested in first couple of rounds. I’ve been an advocate for the company, its purpose and the app since I discovered it a few years ago. I like the ability to transfer funds out as well as in with ease and I appreciate the auto-save feature. Let it work in the background and should an emergency arise you know there’s some rainy day funds available when needed. Reviewed on: 11th February 2026

Great app, easy to use and fun saving.

Great app, easy to use and the easiest I've ever found saving. The prize savings account is particularly exciting and offers a completely new way to save. The investment platform is straightforward, easy to use and understand, even for people like me who had never invested before. Reviewed on: 11th February 2026

So easy to use to save

So easy to use to save money for me Reviewed on: 11th February 2026

I have been a customer since the start of Chip.

I have been a customer since the start of Chip. Making you save money without you noticing. Easy access to the money you've saved. The app is straightforward to use and easy to navigate. Reviewed on: 11th February 2026

Great app prompting good saving habits

Great app that encourages good saving habits and provides easy access to additional financial products including ISAs and Stocks & Shares. Reviewed on: 11th February 2026

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