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Chip: Savings App reviews

4.94
Based on 18,446 reviews, last reviewed 17th Feb 2026
5700% increase in 5 star reviews
in the past 90 days
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Latest highest rating:

5

I've used the app for several years, it's easy, stra... I've used the app for several years, it's easy, straightforward and fun to use and encourages me to save more money than I might otherwise and get mys... Read more Reviewed on: 17th February 2026
DNA's avatar
DNA

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18446)

I always recommend Chip - I have abandoned other ISAs

5
I always recommend Chip - I have abandoned other ISAs or savings accounts to use Chip. Each of the different 'pots' have fantastic interest rates, are very easy to manage [top up or withdraw], and the actual app is so useful. It clearly shows your total wealth, amount per savings account and it is so easy to see your interest so you are aware of how much money your money is making. I recommend it to all my friends when discussing finances. Reviewed on: 11th February 2026

A great savings App

5
Chip is a great tool for helping you to save. Easy to use, and great customer service Reviewed on: 11th February 2026

A great savings App which allows for incremental ad...

5
A great savings App which allows for incremental additions straight from my bank account when I can afford it. Surprised about how much I can save with this method. They also continue to update with new ways to save and invest making this my go to App Reviewed on: 11th February 2026

Great app that I have been using for years.

5
Great app that I have been using for years. Customer service is always on point. Savings rate could go up a bit more but that’s not Chips fault the market isn’t great. Reviewed on: 11th February 2026

I love how simple it is.

5
I love how simple it is. I can see how my savings are doing very easily. I have also put in a small amount of money into stocks. Reviewed on: 11th February 2026

The app is simple to use.

5
The app is simple to use. It has helped me save £1000s when I didn’t believe I could save anything. Aldo made the step into investing easy and less nerve wracking. Reviewed on: 11th February 2026

save money without realising it.

5
Ive been able to save money without realising it. Taking manageable amounts directly from my bank account makes it very easy and something I know I would not do without this. Reviewed on: 11th February 2026

From the start and upwards.

5
Having been with Chip now for quite a few years, I am one of the fortunate ones to see how this start up financial company has grown, expanded and excelled in putting their customers savings and money in the best place for them to generate their own wealth. I have had nothing but the best experience with Chip. Reviewed on: 11th February 2026

Dreams dreams

5
I am using Chip from the last 7 years. It let me fullfil my dreams. thank you so much for this!!! Reviewed on: 11th February 2026

I have been saving with Chip for a few years, and ha...

5
I have been saving with Chip for a few years, and have been consistent with the savings and watching it grow Reviewed on: 11th February 2026

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