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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18463 reviews)

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4.94

Based on 18,463 reviews, last reviewed 16th Apr 2026

24800% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18463)

Best app to build a wealth foundation

Chip has been very educational throughout my saving journey. Their auto saving intelligence helped me build an emergency fund passively and their interest rates have boosted those efforts. Their further ISA and share offerings, as well as their prize ventures, have added a good range of services and kept things exciting, showing they are always trying to innovate within the sector. Reviewed on: 11th February 2026

Makes savings easy

Easy app to use, very good incentives and mechanisms for saving. Reviewed on: 11th February 2026

Reliable app with the best rates and unique features...

Reliable app with the best rates and unique features that keep improving whilst taking care of and increasing my money! Reviewed on: 11th February 2026

Effortless saving

I have been using the app for several years and found the auto saves a brilliant way to save effortlessly. Reviewed on: 11th February 2026

Chips - no-nonsense money handling

Easy use, excellent app, no-nonsense and straight forward. No hassle with easy download and set up on your mobile device. Can access your money straight away and withdraw if necessary. Reviewed on: 11th February 2026

Easy to use and always have the bret rates

Easy to use and always have the bret rates Reviewed on: 11th February 2026

I used to be a terrible saver.

I used to be a terrible saver. In fact, I never had savings. Then one day a friend recommended Chip to me. Since I set it up I have been able to save thousands of pounds, and I literally do not notice that the money is being taken in savings. This in turn has helped me pay for family holidays, car repairs and special birthdays. Many of which I struggled with before I starting using Chip. Reviewed on: 11th February 2026

A very slick operation.

A very slick operation. User friendly with good returns Reviewed on: 11th February 2026

I always recommend Chip - I have abandoned other ISAs

I always recommend Chip - I have abandoned other ISAs or savings accounts to use Chip. Each of the different 'pots' have fantastic interest rates, are very easy to manage [top up or withdraw], and the actual app is so useful. It clearly shows your total wealth, amount per savings account and it is so easy to see your interest so you are aware of how much money your money is making. I recommend it to all my friends when discussing finances. Reviewed on: 11th February 2026

A great savings App

Chip is a great tool for helping you to save. Easy to use, and great customer service Reviewed on: 11th February 2026

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